{"text_format":"1","workbook":"xlsx","n_sheets":28,"sheets":["Cover","Contents","Parties Overview","Transaction Overview","Transaction Events I","Transaction Events II","Transaction Events III","Notes I","Notes II","Credit Enhancement","Swaps & Waterfall","Run Out Schedule","Amortisation Profile","Retention","Outstanding Contracts","Delinquencies","Defaults","Write-offs","Prepayments","Set-Off Risk","Pool Data I","Pool Data II","Pool Data III","Pool Data IV","Pool Data V","Pool Data VI","Pool Data VII","Pool Data VIII"],"not_rendered":{"charts":2,"images":3,"macros":1,"external_links":1,"defined_names":43,"comments":0,"pivot_tables":0},"unopened":[],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900"}

{"sheet":"Cover","index":0,"n_rows":12,"n_cols":4,"rows_kept":12,"cut":false,"hidden":false,"merged":[[4,2,4,3]]}
[null,null,"Publication Date: 18.05.2026"]
[null,null,"Period: 04.2026 / Period no. 67"]
[null,null,"Index"]
[]
[null,"Deal name:","PRIVATE DRIVER ESPANA 2020-1","DEAL_NAME"]
[null,"Issuer:","PRIVATE DRIVER ESPANA 2020-1                                                                        \r\nCalle Orense nº 58\r\n28020 Madrid\r\nSpain\r\nTel: +34 91 702 0808\r\n","ISSUER_INFO"]
[null,"Originator of the Receivables:","Volkswagen Bank GmbH Spanish Branch                                                                 ","ORIGINATOR_NAME"]
[null,"Seller of the Receivables:","Volkswagen Bank GmbH Spanish Branch                                                                 ","SELLER_NAME"]
[null,"Servicer name:","Volkswagen Bank GmbH Spanish Branch                                                                 ","SERVICER_NAME"]
[null,"Reporting entity:","Volkswagen Bank GmbH Spanish Branch                                                                 \r\nABS Operations\r\nAvd de Bruselas 34, Alcobendas\r\n28108 Alcobendas (Madrid)\r\n28108 Madrid\r\nSpain\r\n","Reporting_Entity"]
[null,"Contact:","Tel: +34 91 453 5231/3\r\nFax: +34 91 453 5602\r\nEmail: ABSOperations.Spain@vwfs.com","CONTACT"]
[null,"Management company (Sociedad Gestora)","Titulización de Activos, S.G.F.T., S.A.                                                             \r\nCalle Orense nº 58\r\n28020 Madrid\r\nSpain\r\nTel: +34 91 702 0808\r\nEmail: driver@tda-sgft.com\r\n","CSP_INFO"]

{"sheet":"Contents","index":1,"n_rows":35,"n_cols":3,"rows_kept":35,"cut":false,"hidden":false,"merged":[[14,1,14,2],[3,0,3,2],[4,0,4,2],[5,1,5,2],[6,1,6,2],[7,1,7,2],[8,1,8,2],[9,1,9,2],[10,1,10,2],[11,1,11,2],[12,1,12,2],[13,1,13,2],[26,1,26,2],[15,1,15,2],[16,1,16,2],[17,1,17,2],[18,1,18,2],[19,1,19,2],[20,1,20,2],[21,1,21,2],[22,1,22,2],[23,1,23,2],[24,1,24,2],[25,1,25,2],[33,1,33,2],[34,0,34,2],[27,1,27,2],[28,1,28,2],[29,1,29,2],[30,1,30,2],[31,1,31,2],[32,1,32,2]]}
[null,null,"Publication Date: 18.05.2026"]
[null,null,"Period: 04.2026 / Period no. 67"]
[null,null,"Index"]
[""]
["Contents"]
["",""]
["Page","Table of contents"]
["1","Cover"]
["2","Contents"]
["3","Parties overview"]
["4","Transaction Overview"]
["5","Transaction events I"]
["6","Transaction events II"]
["7","Transaction events III"]
["8","Notes I"]
["9","Notes II"]
["10","Credit Enhancement"]
["11","Swaps & Waterfall"]
["12","Retention"]
["13","Amortisation profile"]
["14","Run out schedule"]
["15","Outstanding contracts"]
["16","Delinquencies"]
["17","Defaults"]
["18","Write-Offs"]
["19","Prepayments"]
["20","Pool data I"]
["21","Pool data II"]
["22","Pool data III"]
["23","Pool data IV"]
["24","Pool data V"]
["25","Pool data VI"]
["26","Pool Data VII"]
["27","Pool Data VIII"]
["Note: You can find the definitions of key terms in the Prospectus on our website or at European Datawarehouse."]

{"sheet":"Parties Overview","index":2,"n_rows":45,"n_cols":4,"rows_kept":45,"cut":false,"hidden":false,"merged":[[47,0,55,0],[47,2,53,2],[38,2,46,2],[56,0,60,0],[56,2,60,2],[38,0,46,0],[0,0,2,0],[3,0,3,1],[4,0,4,1],[6,0,12,0],[6,2,12,2],[13,0,18,0],[13,2,18,2],[27,0,31,0],[27,2,31,2],[32,0,37,0],[32,2,37,2],[20,0,26,0],[20,2,26,2]]}
[null,null,null,"Publication Date: 18.05.2026"]
[null,null,null,"Period: 04.2026 / Period no. 67"]
[null,null,null,"Index"]
["",null,""]
["Parties Overview"]
[]
["Originator","Volkswagen Bank GmbH Spanish Branch","Management company (Sociedad Gestora)","Titulización de Activos, S.G.F.T., S.A."]
[null,"Avd de Bruselas 34, Alcobendas",null,"Calle Orense nº 58"]
[null,"28108 Alcobendas (Madrid)",null,"28020 Madrid"]
[null,"Spain",null,"Spain"]
[null,null,null,"Phone: +34 91 702 0808"]
[null,null,null,"Email: driver@tda-sgft.com"]
[]
["Servicer","Volkswagen Bank GmbH Spanish Branch","Clearing Systems","IBERCLEAR"]
[null,"Avd de Bruselas 34, Alcobendas",null,"Plaza de la Lealtad 1"]
[null,"28108 Alcobendas (Madrid)",null,"28014 Madrid"]
[null,"Spain",null,"Spain"]
[null,"Phone: +34 91 453 5231/3",null,"Phone: +34 91 709 5000"]
[null,"Email: ABSOperations.Spain@vwfs.com",null,"Email: iberclear@iberclear.es"]
[]
["Issuer","PRIVATE DRIVER ESPANA 2020-1","Reporting entity","Volkswagen Bank GmbH Spanish Branch"]
[null,"Calle Orense nº 58",null,"Avd de Bruselas 34, Alcobendas"]
[null,"28020 Madrid",null,"28108 Alcobendas (Madrid)"]
[null,"Spain",null,"Spain"]
[null,"Phone: +34 91 702 0808",null,"Phone: +34 91 453 5231/3"]
[null,"Email: driver@tda-sgft.com",null,"Email: ABSOperations.Spain@vwfs.com"]
[]
["Paying Agent","Banco Santander S.A.","Account Bank","Banco Santander S.A."]
[null,"Paseo de Pereda 9-12, Santander",null,"Paseo de Pereda 9-12, Santander"]
[null,"39004 Santander",null,"39004 Santander"]
[null,"Spain                                             ",null,"Spain                                             "]
[]
["Rating Agency 1","DBRS Inc.","Rating Agency 2","S&P GLOBAL RATINGS UK LIMITED"]
[null,"Attn: Structured Finance / Surveillance Department",null,"4th Floor Ropemaker Place"]
[null,"20 Fenchurch Street, 31st Floor",null,"25 Ropemaker Street"]
[null,"Email: EU.ABS.Surveillance@dbrs.com",null,"Email: abseuropeansurveillance@standardandpoors.com"]
[]
[]
["Arranger","Banco Santander S.A.","Seller","Volkswagen Bank GmbH Spanish Branch"]
[null,"Paseo de Pereda 9-12, Santander",null,"Avd de Bruselas 34, Alcobendas"]
[null,"39004 Santander",null,"28108 Alcobendas (Madrid)"]
[null,"Spain                                             ",null,"Spain"]
[null,null,null,"Phone: +34 91 453 5231/3"]
[null,null,null,"Email: ABSOperations.Spain@vwfs.com"]
[null,null,null,{"$error":"#REF!"}]

{"sheet":"Transaction Overview","index":3,"n_rows":42,"n_cols":6,"rows_kept":42,"cut":false,"hidden":false,"merged":[[0,2,0,5],[1,2,1,5],[2,2,2,5],[3,1,3,2],[0,0,0,1],[1,0,1,1],[2,0,2,1],[4,1,4,2],[5,1,5,2],[6,1,6,2],[7,1,7,2],[8,1,8,2],[9,1,9,2],[10,1,10,2],[11,1,11,2],[12,1,12,2],[13,1,13,2],[14,1,14,4],[15,1,15,4],[16,1,16,4],[17,1,17,4],[18,1,18,2],[19,1,19,4],[20,1,20,4],[22,1,22,4],[23,1,23,2],[24,1,24,4],[21,1,21,4],[25,1,25,4],[26,1,26,4],[27,1,27,4],[28,1,28,4],[29,1,29,4],[30,1,30,4],[31,1,31,2],[32,1,32,4],[33,1,33,4],[34,1,34,4],[40,1,40,2],[41,1,41,4],[35,1,35,4],[36,1,36,4],[37,1,37,4],[38,1,38,4],[39,1,39,4]]}
[null,null,"Publication Date: 18.05.2026"]
[null,null,"Period: 04.2026 / Period no. 67"]
[null,null,"Index"]
["","",null,"","",""]
[null,"Transaction Overview",null,"","",""]
[null,"",null,"","",""]
[null,"Balances",null,"Number of contracts","Outstanding Discounted Balance","Outstanding Nominal Balance"]
[null,"Initial Balance at Poolcut",null,146474,1500000765.72,1597649161.6199999]
[null,"Balance as of the begin of the period",null,303159,260306849.31,269607294.47000003]
[null,"Balance at the end of the period - before top/tap-up",null,303159,241424350.72,249960695.75]
[null,"Top/tap-up of the period",null,0,0,0]
[null,"Term take out",null,0,0,0]
[null,"Balance as of the end of the period",null,303159,241424350.72,249960695.75]
[null,"",null,"",""]
[null,"Collections of the period",null,null,null,"Amount"]
[null,"Paid instalments of monthly period",null,null,null,19651494.57]
[null,"Paid instalments of previous period",null,null,null,1492242.84]
[null,"Prepayments",null,null,null,2560764.92]
[null,"Discounts from prepayments",null,"","",-84708.07]
[null,"Compensation Payments from contract changes",null,null,null,0]
[null,"Interest on arrears",null,null,null,-183221.99]
[null,"Write-Offs",null,null,null,-207950.84]
[null,"Total Collections",null,null,null,19175613.670000002]
[null,"",null,"","",""]
[null,"Targeted top-up amount",null,null,null,"Outstanding discounted balance"]
[null,"Payment from accumulation account (previous periods)",null,null,null,0]
[null,"Payment to the accumulation account (position 10 waterfall)",null,null,null,0]
[null,"Payment due to top up",null,null,null,0]
[null,"Additional overcollateralisation",null,null,null,0]
[null,"Excess of actual overcollateralisation as of the previous top-/tap-up",null,null,null,0]
[null,"Targeted top-up amount",null,null,null,0]
[null,"",null,"",""]
[null,"Cash flows payment date",null,null,null,""]
[null,"Payment to distribution account",null,null,null,19175613.670000002]
[null,"Servicing fee ",null,null,null,-216922.37]
[null,"Buffer release amount",null,null,null,0]
[null,"Payment from/to Driver España 2020 to/from Volkswagen Bank",null,null,null,18958691.300000001]
[null,"Sales proceeds due to tap-up (purchase price)",null,null,null,0]
[null,"Sales proceeds due to top-up (purchase price) / Accumulation Account",null,null,null,0]
[null,"Payment from/to Driver España 2020  to/from Volkswagen Bank for tap-up/top-up",null,null,null,0]
[null,"",null,"","",""]
[null,"Sale proceeds from term take out (purchase price)",null,null,null,0]

{"sheet":"Transaction Events I","index":4,"n_rows":27,"n_cols":7,"rows_kept":27,"cut":false,"hidden":false,"merged":[[4,1,4,2],[0,2,0,6],[1,2,1,6],[2,2,2,6],[3,1,3,2],[0,0,0,1],[1,0,1,1],[2,0,2,1],[16,1,16,2],[5,1,5,2],[6,1,6,2],[7,1,7,4],[8,1,8,3],[9,1,9,3],[10,1,10,6],[11,1,11,6],[12,1,12,2],[13,1,13,2],[14,1,14,2],[15,1,15,2],[25,1,25,2],[26,1,26,2],[26,5,26,6],[18,1,18,2],[19,1,19,2],[20,1,20,6],[21,1,21,5],[22,1,22,5],[24,1,24,2]]}
[null,null,"Publication Date: 18.05.2026"]
[null,null,"Period: 04.2026 / Period no. 67"]
[null,null,"Index"]
["","",null,"","","",""]
["","Transaction Events I\n",null,"","","",""]
["","",null,"","",""]
["","Clean-up-call",null,"","",""]
["","Clean-up-call condition",null,null,null,""]
["","Percentage of the Initial Discounted Receivables Balance",null,null,0.16094948498517356]
["","Min. Percentage of initial discounted portfolio",null,null,0.1,null,""]
["","Volkswagen Bank GmbH will have the option to exercise a Clean-Up-Call and to repurchase the purchased loan receivables from the issuer at any time when the aggregate discounted balance is less than 10 per cent. of the aggregate cutoff date discounted balance provided that all payment obligations under the notes will be thereby fulfilled."]
["","Fulfilled when the aggregate discounted Balance is less than 10% of the Initial discounted balance as of initial Cut-Off date provided that all payment obligations under the Compartment 2 notes will be thereby fulfilled."]
["","",null,null,"","",""]
["","Repurchase of Receivables",null,"Number of contracts","Outstanding discounted balance","Repurchase Price",""]
["","Current Period",null,0,0,0]
["","Previous Periods",null,0,0,0]
["","Total",null,0,0,0]
["","Note: If a repurchase of receivables occurred, it would only result from non-eligibility as of the respective Cut-Off-Date \n(which has been discovered at a later stage)."]
["","",null,"","","",""]
["","STS-Compliance",null,"","","",""]
["","STS-Compliance"]
["","The transaction has been structured to comply with the requirements for simple, transparent and standardised securitisations transactions as set out in Articles 20, 21 and 22 of the Securitisation Regulations and has been verified as such by STS Verification International GmbH. The transaction is listed on ESMA's STS-Register.*",null,null,null,null,"No"]
["","*https://www.esma.europa.eu/policy-activities/securitisation/simple-transparent-and-standardised-sts-securitisation"]
[]
["","Transaction Parties replacements",null,"","","",""]
["","Capacity of transaction party",null,"Date of replacement","Reason for replacement","Replaced party","Replaced by"]
["","",null,"","",""]

{"sheet":"Transaction Events II","index":5,"n_rows":35,"n_cols":12,"rows_kept":35,"cut":false,"hidden":false,"merged":[[31,11,31,12],[30,11,30,12],[26,11,26,12],[26,3,26,4],[27,0,27,10],[27,11,27,12],[39,0,39,9],[9,0,9,2],[28,5,28,9],[34,0,34,1],[34,3,34,4],[34,5,34,9],[33,0,33,9],[32,0,32,9],[29,0,29,10],[31,0,31,9],[20,0,20,7],[20,8,20,12],[34,11,34,12],[33,11,33,12],[32,11,32,12],[29,11,29,12],[14,0,14,2],[15,0,15,2],[0,1,0,12],[1,1,1,12],[2,1,2,12],[3,0,3,2],[3,3,3,5],[4,0,4,2],[4,3,4,5],[5,0,5,2],[5,3,5,5],[6,0,6,2],[7,0,7,2],[8,0,8,2],[12,0,12,2],[12,3,12,5],[13,0,13,2],[30,0,30,9],[26,5,26,9],[23,0,23,7],[23,8,23,12],[24,0,24,1],[24,3,24,4],[24,5,24,9],[24,11,24,12],[25,0,25,10],[28,11,28,12],[25,11,25,12],[26,0,26,1],[28,0,28,1],[28,3,28,4],[21,0,21,7],[21,8,21,12],[22,0,22,7],[22,8,22,12],[17,0,17,1],[18,0,18,1],[18,4,18,5],[17,2,17,3],[18,2,18,3]]}
[null,"Publication Date: 18.05.2026"]
[null,"Period: 04.2026 / Period no. 67"]
[null,"Index"]
["",null,null,""]
["Transaction Events II",null,null,""]
["",null,null,""]
["Revolving Period",null,null,""]
["Series revolving period expiration date of the last outstanding series of compartment 2 notes",null,null,"2023-12-31"]
["Date of occurance of an early amortisation event",null,null,"-"]
["Revolving Period End",null,null,"2023-12-31"]
[]
[]
["",null,null,""]
["Accumulation Account Balance",null,null,"2026-03-23","2026-04-21","2026-05-21"]
["Amounts not invested for the purchase of Additional Receivables",null,null,0,0,0]
["Percentage not invested for the purchase of Additional Receivables",null,null,0,0,0]
[]
["Cumulative Gross Loss Ratio",null,"Ratio"]
["Cumulative Defaults as percentage of Discounted Principal Balance at Pool cut Date (€)",null,5.2858865757437904E-3]
[]
["Discounted Receivables Balance as of the previous Period",null,null,null,null,null,null,null,260306849.31]
["Discounted Receivables Balance of all Initial and Additional Receivables",null,null,null,null,null,null,null,3421838630.25]
["Weighted Average Seasoning",null,null,null,null,null,null,null,52.463690999999997]
["Late Delinquency Ratio",null,null,null,null,null,null,null,6.3434809999999994E-2]
["",null,"","",null,"",null,null,null,null,"",""]
["Revolving Period ",null,null,null,null,null,null,null,null,null,null,"No"]
["",null,"","",null,"",null,null,null,null,"",""]
["Enforcement Event ",null,null,null,null,null,null,null,null,null,null,"No"]
["",null,"","",null,"",null,null,null,null,"",""]
["Credit Enhancement Increase Condition ",null,null,null,null,null,null,null,null,null,null,"not in effect"]
["(a) the Cumulative Gross Loss Ratio exceeds for three consecutive Payment Dates exceeds"]
["(i)  1.00 per cent. on any Payment Date before (and including) the Payment Date falling in May 2021 or",null,null,null,null,null,null,null,null,null,0.01,"No"]
["(ii)  2.50 per cent. on any Payment Date after (but excluding) the Payment Date falling in May 2021 until (and including) the Payment Date falling in February 2022.",null,null,null,null,null,null,null,null,null,2.5000000000000001E-2,"No"]
["(b) the Cumulative Gross Loss Ratio exceeds 5.00 percent for any Payment Date",null,null,null,null,null,null,null,null,null,0.05,"No"]
["",null,"","",null,"",null,null,null,null,"",""]

{"sheet":"Transaction Events III","index":6,"n_rows":34,"n_cols":12,"rows_kept":34,"cut":false,"hidden":false,"merged":[[0,1,0,11],[1,1,1,11],[2,1,2,11],[3,0,3,5],[3,6,3,9],[4,0,4,5],[4,6,4,9],[7,0,7,1],[7,2,7,6],[7,7,7,9],[8,0,8,1],[8,3,8,4],[6,2,6,5],[6,7,6,9],[22,0,22,1],[22,2,22,3],[22,4,22,5],[22,6,22,9],[8,5,8,6],[9,0,9,1],[9,3,9,4],[9,5,9,6],[10,0,10,1],[10,3,10,4],[10,5,10,6],[11,0,11,1],[23,0,23,1],[23,2,23,6],[23,7,23,9],[14,2,14,6],[14,7,14,9],[15,3,15,4],[15,5,15,6],[16,3,16,4],[16,5,16,6],[17,3,17,4],[17,5,17,6],[18,3,18,4],[20,2,20,9],[18,5,18,6],[15,0,15,1],[16,0,16,1],[24,0,24,1],[24,3,24,4],[24,5,24,6],[25,0,25,1],[25,3,25,4],[25,5,25,6],[26,0,26,1],[26,3,26,4],[26,5,26,6],[27,0,27,1],[27,3,27,4],[27,5,27,6],[31,0,31,1],[31,2,31,3],[31,4,31,5],[31,6,31,9],[29,0,29,1],[29,2,29,9],[30,0,30,1],[30,2,30,3],[30,4,30,5],[30,6,30,9],[17,0,17,1],[18,0,18,1],[10,10,11,10],[10,11,11,11],[18,10,19,10],[18,11,19,11],[14,0,14,1],[11,3,11,4],[11,5,11,6],[12,0,12,1],[12,2,12,9]]}
[null,"Publication Date: 18.05.2026"]
[null,"Period: 04.2026 / Period no. 67"]
[null,"Index"]
["",null,null,null,null,null,"",null,null,null,null,""]
["Transaction Events III",null,null,null,null,null,"",null,null,null,null,""]
[]
["",null,"S&P GLOBAL RATINGS EUROPE LIMITED",null,null,null,"","DBRS Ratings GmbH",null,null,null,""]
["Paying Agent",null,"S&P",null,null,null,null,"DBRS",null,null,"",""]
["Banco Santander S.A.",null,"Long Term","Short Term",null,"Outlook",null,"Long Term","Short Term","Outlook"]
["    Current rating",null,"A         ","A-1       ",null,"-",null,"A         ","R-1(mid)  ","-"]
["    Minimum required rating",null,"A         ","A-1       ",null,"-",null,"A         ","R-1(mid)  ","-","Required rating:","Fulfilled"]
["Minimum Required rating  \n(if no short term rating available)",null,null,"",null,"",null,null,"",""]
["",null,"If the account bank ceases to have the account bank required rating it shall, at its own cost, \n(i) transfer the accounts to an eligible collateral bank, or\n(ii) provide a guarantee from an eligible guarantor, or\n(iii) take any other action in order to maintain the rating of the notes.\nIf none of the measures is taken within a given timespan, the issuer may enter into new banking arrangements at its own initiative with another account bank.\n(Please refer to the prospectus for a complete description of the mechanism)"]
[]
["Account Bank",null,"S&P",null,null,null,null,"DBRS"]
["Banco Santander S.A.",null,"Long Term","Short Term",null,"Outlook",null,"Long Term","Short Term","Outlook"]
["    Current rating",null,"A         ","A-1       ",null,"-",null,"A         ","R-1(mid)  ","-"]
["    Minimum required rating",null,"A         ","A-1       ",null,"-",null,"A         ","R-1(low)  ","-"]
["Minimum Required rating \n(if no short term rating available)",null,null,"",null,"",null,null,"","","Required rating:","Fulfilled"]
[]
[null,null,"If the swap bank falls below the above mentioned minimum rating (Level I) it shall provide eligible credit support by means of cash or certain types of prime debt obligations\n\nIf the swap bank ceases to have the even lower rating as an eligible swap counterparty (Level II) it shall, at its own cost,\n   (i) transfer all rights and obligations under the swap agreement to another eligible swap partner or\n   (ii) provide a guarantee from an eligible guarantor.\nIf none of the measures is taken within a given timespan, the Issuer may enter into new arrangements at its own initiative with another swap bank.\n\n(Please refer to the prospectus for a complete description of the mechanism)"]
[]
["",null,"",null,"",null,"",null,null,null,"",""]
["Servicer",null,"S&P",null,null,null,null,"DBRS",null,null,"",""]
["Volkswagen Bank GmbH Spanish Branch",null,"Long Term","Short Term",null,"Outlook",null,"Long Term","Short Term","Outlook"]
["    Current rating",null,"BBB+      ","NR        ",null,"-",null,"NR        ","NR        ","-"]
["    Minimum required rating",null,"NR        ","NR        ",null,"-",null,"NR        ","NR","-"]
["Minimum Required rating \n(if no short term rating available)",null,null,"",null,"",null,null,"",""]
[null,null,null,null,null,null,null,null,null,null,"Required rating:","Fulfilled"]
["",null,"If the VW Bank required rating falls below the above mentioned minimum rating VW Bank, as the servicer, shall determine and provide the monthly collections part 1/ part 2 and the monthly collateral part 1 / part 2 as an additional security."]
["",null,"",null,"",null,"",null,null,null,"",""]
["*Ratings last updated on 01/05/2026",null,"**Rating of Volkswagen AG is required",null,"",null,"",null,null,null,"",""]
[null,null,"LONG_TERM_CURRENT_RATING"]
[null,null,"BBB+      "]

{"sheet":"Notes I","index":7,"n_rows":32,"n_cols":4,"rows_kept":32,"cut":false,"hidden":false,"merged":[]}
[null,null,null,"Publication Date: 18.05.2026"]
[null,null,null,"Period: 04.2026 / Period no. 67"]
[null,null,null,"Index"]
[]
["Information regarding the notes I"]
[""]
["Rating at issue date","Class A","Class B"]
["S&P","AA        ",0]
["DBRS","AA "]
["","",""]
["Current Rating","Class A","Class B"]
["S&P","AA",0]
["DBRS","AAA"]
["","",""]
["Information on Notes","Class A","Class B"]
["ISIN","ES0305518005",0]
["Common code",0,0]
["Original face value",100000]
["Spread / Margin",5.1999999999999995E-4,0]
["Current Coupon","5,2bps",0]
["","",""]
["Information on Notes","Class A","Class B"]
["Legal final maturity date","21/10/2034",0]
["Fixed/Floating","Fixed"]
["Day count convention","30/360"]
["Index rate (1 Month-EURIBOR)","n.a."]
[]
["Information on Notes"]
["Scheduled date of Clean-Up-Call","n.a.","Asset collection period:","01.04.2026 until 30.04.2026"]
["Issue Date","31.07.2024","Interest accrual period","21.04.2026 until 21.05.2026"]
["Next payment date","22.06.2026","Note payment period:","21.04.2026 until 21.05.2026"]
["","","Days accrued:",30]

{"sheet":"Notes II","index":8,"n_rows":52,"n_cols":5,"rows_kept":52,"cut":false,"hidden":false,"merged":[]}
[null,null,null,"Publication Date: 18.05.2026"]
[null,null,null,"Period: 04.2026 / Period no. 67"]
[null,null,null,"Index"]
[]
["Information regarding the notes II",null,null,null,""]
["",null,null,null,""]
["Interest Payments","Total Class A and B","Class A","Class B"]
["Interest amount of the Monthly Period",4501.4399999999996,4501.4399999999996,0]
["Interest paid",4501.4399999999996,4501.4399999999996,0]
["","","",""]
["Unpaid Interest","Total","Class A","Class B"]
["Unpaid Interest of the Monthly Period",0,0,0]
["Cumulative unpaid Interest",0,0,0]
["","","",""]
["Notes Balance","Total","Class A","Class B"]
["  Notes balance as of the beginning of the Monthly Period",103879452.59999999,103879452.59999999,0]
["  Additional issue amount",0,0,0]
["  Redemption amount due to amortising series",18944956.800000001,18944956.800000001,0]
["  Term take out / redemption",0,0,0]
["Notes Balance as of the end of the Monthly Period",84934495.799999997,84934495.799999997,0]
["","","",""]
["Payments to Investors per note",null,"Class A","Class B"]
["Interest",null,0.32,0]
["Principal repayment by Note",null,1366.88,0]
["Total",null,1367.2,0]
["","","",""]
["Notes","Total Class A and B","Class A","Class B"]
["Number of Notes as of the beginning of the Monthly Period",13860,13860,0]
["  Increase of outstanding notes",0,0,0]
["  Reduction of outstanding notes from term take out",0,0,0]
["Number of Notes as of the end of the Monthly Period",13860,13860,0]
["  Face value per note","-",6128.03,0]
["  Balance per note","-",6128.03,0]
["Notes Factor","-",1,0]
["","","",""]
["Overcollateralisation Amount","","Class A","Class B"]
["  Current Overcollateralisation Amount","",156489744.56,0]
["  Current Overcollateralisation Percentage","",0.64819370578527202,0]
["  Targeted Overcollateralisation Percentage (revolving / amortising period)","","7.6% / 100%","-"]
[]
["Subordinated Loan",""]
[" Balance as of the beginning of the Monthly Period",0]
["  Balance increase from tap up",0]
["  Redemption payments from term take out",0]
["  Regular redemption from waterfall",0]
["  Redemption from cash collateral account",0]
["Balance as of the end of the Monthly Period",0]
["  Capitalisation of interest",0]
["  Current OC amount (before TU / TTO)",0]
["  Current OC percentage (before TU / TTO)",0]
["  Current OC amount (after TU / TTO)",0]
["  Current OC percentage (after TU / TTO)",0]

{"sheet":"Credit Enhancement","index":9,"n_rows":27,"n_cols":18,"rows_kept":27,"cut":false,"hidden":false,"merged":[[2,0,2,2],[4,0,4,1],[16,0,16,1],[8,0,8,1],[9,0,9,1],[10,0,10,1],[5,0,5,1],[6,0,6,1],[7,0,7,1],[11,0,11,1],[12,0,12,1],[13,0,13,1],[14,0,14,1],[15,0,15,1],[17,0,17,1],[18,0,18,1],[19,0,19,1],[26,0,26,1],[20,0,20,1],[21,0,21,1],[22,0,22,1],[24,0,24,1],[25,0,25,1]]}
[null,null,"Publication Date: 18.05.2026"]
[null,null,"Period: 04.2026 / Period no. 67"]
["Index"]
[]
["",null,""]
["Credit enhancement"]
["",null,""]
["Cash collateral account (CCA)",null,"in EUR"]
["Specified general CCA balance",null,6000000,"Y",7403373.3399999999,null,6000000,"IIF(Fields!SUPPRESS_FLAG)","Value=\"N\",max(Fields!CCA_BALANCE_INITIAL","Value),max(Fields!CCA_BEGINNING_BALANCE","Value))",null,null,"SUPPRESS_FLAG","CCA_BALANCE_INITIAL","CCA_BEGINNING_BALANCE"]
["Thereof general cash reserve",null,6000000,null,null,null,null,"IIF(Fields!SUPPRESS_FLAG","Value=\"N\",\"\",max(Fields!CCA_BEGINNING_BALANCE","Value))"]
["Balance as of the beginning of the period",null,6000000,null,null,null,null,"Fields!CCA_BEGINNING_BALANCE","Value)"]
["Thereof general cash reserve",null,6000000,null,null,null,null,"IIF(Fields!SUPPRESS_FLAG","Value=\"N\",\"\",max(Fields!CCA_BEGINNING_BALANCE","Value))"]
["Payments",null,0,null,null,null,null,"ReportItems!GeneralfromCCA.Value + ReportItems!GeneraltoCCA.Value + ReportItems!TTOfromCCA.Value + ReportItems!TapuptoCCA.Value",null,null,null,null,null,"GeneralfromCCA","GeneraltoCCA","TTOfromCCA","TapuptoCCA"]
["  General payment from CCA",null,0,null,null,"Y",0,"IIF(-MAX(Fields!CCA_SURPLUS_WITHDRAWAL.Value) <> 0, -MAX(Fields!CCA_SURPLUS_WITHDRAWAL.Value),IIF(Fields!SUPPRESS_FLAG.Value = \"N\", -MAX(Fields!CCA_SURPLUS_WITHDRAWAL.Value),-MAX(Fields!CCA_DRAWS.Value)))",null,null,null,null,null,"CCA_SURPLUS_WITHDRAWAL","CCA_SURPLUS_WITHDRAWAL","Fields!SUPPRESS_FLAG","CCA_SURPLUS_WITHDRAWAL","CCA_DRAWS"]
["  General payment to CCA",null,0,null,null,null,null,"max(Fields!CCA_DEPOSITS","Value)",null,null,null,null,"CCA_DEPOSITS"]
["  Payment from CCA due to TTO",null,0,null,null,null,null,"IIF(Fields!SUPPRESS_FLAG","Value = \"N\" or Fields!SUPPRESS_FLAG","Value = \"Y\", 0,-max(Fields!CCA_SURPLUS_WITHDRAWAL","Value))",null,null,"CCA_SURPLUS_WITHDRAWAL"]
["  Payment to CCA due to tap-up",null,0,null,null,null,null,"max(Fields!CCA_DEPOSITS_TU","Value)",null,null,null,null,"CCA_DEPOSITS_TU"]
["Balance as of the end of the period",null,6000000,null,null,null,null,"max(Fields!CCA_ENDING_BALANCE","Value) +  ReportItems!AccruedInterest","Value",null,null,null,"CCA_ENDING_BALANCE","AccruedInterest"]
["  Thereof general cash reserve",null,6000000,null,{"$error":"#N/A"},null,null,"max(Fields!CCA_ENDING_BALANCE","Value) +  ReportItems!AccruedInterest","Value",null,null,null,"CCA_ENDING_BALANCE","AccruedInterest"]
["General cash reserve in percent of total current note balance",null,7.0642675199115032E-2,null,null,null,null,"max(Fields!CCA_PCT_NOTES","Value)",null,null,null,null,"CCA_PCT_NOTES"]
["Minimum specified general cash collateral amount of maximum discounted balance",null,7.4999999999999997E-3,null,null,null,null,"max(Fields!MIN_GEN_RES_PCT","Value)",null,null,null,null,"MIN_GEN_RES_PCT"]
["Accrued interest",null,0,0,0,null,null,"IIF(max(Fields!ACCRUED_INTEREST.Value)<0,max(Fields!ACCRUED_INTEREST.Value),min(Fields!ACCRUED_INTEREST.Value))",null,null,null,null,null,"ACCRUED_INTEREST"]
["",null,""]
[]
["Aggregate Discounted Receivables Balance Increase Amount",null,"Increase Amount"]
["Class A Aggregate Discounted Receivables Balance Increase Amount",null,0,null,null,null,null,"max(iif(Fields!CLASS_ID.Value = \"Class_A   \",Fields!DISC_RECV_BALANCE_INCREASE.Value,0))","DISC_RECV_BALANCE_INCREASE"]
["Class B Aggregate Discounted Receivables Balance Increase Amount",null,0,null,null,null,null,"Max(iif(Fields!CLASS_ID.Value = \"Class_B   \", Fields!DISC_RECV_BALANCE_INCREASE.Value, 0))"]

{"sheet":"Swaps & Waterfall","index":10,"n_rows":63,"n_cols":3,"rows_kept":63,"cut":false,"hidden":false,"merged":[[2,0,2,2]]}
[null,null,"Publication Date: 18.05.2026"]
[null,null,"Period: 04.2026 / Period no. 67"]
["Index"]
[null,""]
["Swap fixing / Waterfall",""]
["",""]
["Amortising interest rate swap ","Class A","Class B"]
["Underlying principal for reporting period",0,0]
["Paying leg","n/a","n/a"]
["Receiving leg","n/a","n/a"]
["Net swap payments / Net swap receipts",0,0]
[null,""]
[]
["Available Distribution Amount Calculation","Payment to waterfall position","Remaining amount"]
["(a) Receivables Collection Amount",19175613.670000002,19175613.670000002]
["(b) Interest accrued on the Distribution Account and on the Accumulation Account",0,19175613.670000002]
["(c) Net swap receipts\t",0,19175613.670000002]
["(d) Payments from the cash collateral account as provided for in clause 23.2 of the trust agreement",0,19175613.670000002]
["(e) Any other amounts standing on the credit of the Distribution Account",0,19175613.670000002]
["(f) In case of the occurrence of an Early Amortisation Event or after termination of the Revolving Period, transfers from the Accumulation Account to the Distribution Account pursuant to Clause 23.4 of the Trust Agreement",0,19175613.670000002]
["(g) During the Revolving Period, the amounts credited to the Accumulation Account on the immediately preceding Payment Date",0,19175613.670000002]
["(h) any amount to be debited from the Buffer Release Reserve Ledger on the immediately succeeding Payment Date subject to and in accordance with the relevant mechanics of the Buffer Release Reserve Ledger, plus",0,19175613.670000002]
["(i) Negative Buffer Release Amount, provided that no Reserve Trigger Event has occurred and is continuing; less",0,19175613.670000002]
["(j) Buffer release amount to be paid to VW Bank, provided that no Early Amortisation Event has occurred",0,19175613.670000002]
["Purchase price amount ",0,19175613.670000002]
["(k) Remaining Rounding Amount from previous period",95.45,19175709.120000001]
[]
["Waterfall","Payment to waterfall position","Remaining amount"]
["Available distribution amount",19175709.120000001,19175709.120000001]
["1) Payment of Taxes",0,19175709.120000001]
["2) Payment Administration Fee for the Sociedad Gestora",-6500,19169209.120000001]
["3) Payment to Servicer\n",-216922.37,18952286.75]
["4) Payment to Rating Agencies\n",0,18952286.75]
["5) Other fees\n",-1468.15,18950818.600000001]
["6) Payment to the Account Bank and Paying Agent\n",-1250,18949568.600000001]
["8) Interest Class A\n",-4501.4399999999996,18945067.16]
["9) Interest Class B\n",0,18945067.16]
["10) Payment to cash collateral account",0,18945067.16]
["11) Redemption class A",-18944956.800000001,110.36]
["Remaining rounding amount from current period class A",-110.36,0]
["Class A accumulation account",0,0]
["12) Redemption class B",0,0]
["Remaining rounding amount from current period class B",0,0]
["Class B accumulation account",0,0]
["13)  Interest Subordinated Loan",0,0]
["14) Redemption Accrued Interest Subordinated Loan",0,0]
["15) Redemption subordinated loan",0,0]
["14.1) Interest subordinated loan",0,0]
["14.2) Unpaid interest subordinated loan",0,0]
["16) Financial intermediation margin to VWF",0,0]
["Distribution of cash collateral account surplus","Payment to waterfall position","Remaining amount"]
["Payment from cash collateral account",0,0]
["Interest subordinated loan",0,0]
["Unpaid interest subordinated loan from previous periods",0,0]
["Redemption subordinated loan",0,0]
["Final success fee",0,0]
[]
["Payments due to term take out - not part of the waterfall","Payment","Remaining amount"]
["Purchase price from term take out",0,0]
["Redemption class A",0,0]
["Redemption class B",0,0]
["Redemption subordinated loan",0,0]
["Final success fee",0,0]

{"sheet":"Run Out Schedule","index":11,"n_rows":82,"n_cols":4,"rows_kept":82,"cut":false,"hidden":false,"merged":[[0,1,0,3],[1,1,1,3],[2,1,2,3],[4,0,4,3]]}
[null,"Publication Date: 18.05.2026"]
[null,"Period: 04.2026 / Period no. 67"]
[null,"Index"]
[]
["Run out schedule I"]
[]
["Payment Period","Principal","Interest","Installment"]
["Total",241424350.71999988,8536345.0299999993,249960695.75]
["arrears",6860512.46,126211.52,6986723.9800000004]
["Etiquetas de fila","Sum of PRINCIPAL_SCHEDULED","Sum of INTEREST_SCHEDULED","Sum of INSTALLMENT_SCHEDULED"]
["2026-05-01",15092390.82,640237.06000000006,15732627.880000001]
["2026-06-01",14352406.42,584947.14,14937353.560000001]
["2026-07-01",13533689.130000001,546694.74,14080383.869999999]
["2026-08-01",12732828.57,510623.74,13243452.310000001]
["2026-09-01",12096714.4,476685.69,12573400.09]
["2026-10-01",11483842.84,444446.37,11928289.210000001]
["2026-11-01",10835905.51,413839.01,11249744.52]
["2026-12-01",10175799.67,384958.73,10560758.4]
["2027-01-01",9474028.3499999996,357837.24,9831865.5899999999]
["2027-02-01",8989546.8499999996,332587.38,9322134.2300000004]
["2027-03-01",8360646.5300000003,308626.92,8669273.4499999993]
["2027-04-01",7919261.6699999999,286343.89,8205605.5599999996]
["2027-05-01",7470611.1299999999,265237.11,7735848.2400000002]
["2027-06-01",7028323.2199999997,245325.02,7273648.2400000002]
["2027-07-01",6455565.9100000001,226593.62,6682159.5300000003]
["2027-08-01",5925969.3899999997,209387.97,6135357.3600000003]
["2027-09-01",5541846.79,193593.91,5735440.7000000002]
["2027-10-01",5243857.2,178822.93,5422680.1299999999]
["2027-11-01",4900402.47,164846.67000000001,5065249.1399999997]
["2027-12-01",4596664.08,151786.09,4748450.17]
["2028-01-01",4232529.2699999996,139534.41,4372063.68]
["2028-02-01",3967333.61,128254.45,4095588.06]
["2028-03-01",3666000.2,117680.83,3783681.03]
["2028-04-01",3416110.49,107909.92,3524020.41]
["2028-05-01",3173088.54,98805.01,3271893.55]
["2028-06-01",2949276.44,90348.22,3039624.66]
["2028-07-01",2659357.85,82487.16,2741845.01]
["2028-08-01",2398786.73,75399.740000000005,2474186.4700000002]
["2028-09-01",2212355.1800000002,69006.149999999994,2281361.33]
["2028-10-01",2078019.2,63109.83,2141129.0299999998]
["2028-11-01",1937926.99,57571.6,1995498.59]
["2028-12-01",1804822.07,52405.93,1857228]
["2029-01-01",1668333.37,47595.72,1715929.09]
["2029-02-01",1572451.65,43149.52,1615601.17]
["2029-03-01",1451416.98,38958.44,1490375.42]
["2029-04-01",1356378.56,35090.22,1391468.78]
["2029-05-01",1244984.8999999999,31474.81,1276459.71]
["2029-06-01",1145161.32,28156.59,1173317.9099999999]
["2029-07-01",1046210.44,25104.67,1071315.1100000001]
["2029-08-01",961992.03,22315.84,984307.87]
["2029-09-01",878675.67,19752.509999999998,898428.18]
["2029-10-01",805380.29,17410.21,822790.5]
["2029-11-01",740595.92,15263.73,755859.65]
["2029-12-01",689694.12,13289.73,702983.85]
["2030-01-01",612204.57999999996,11451.51,623656.09]
["2030-02-01",550111.17000000004,9819.94,559931.11]
["2030-03-01",475469.19,8353.82,483823.01]
["2030-04-01",429737.39,7086.39,436823.78]
["2030-05-01",364376.11,5941.21,370317.32]
["2030-06-01",313294.03000000003,4970.04,318264.07]
["2030-07-01",257330.71,4135.2,261465.91]
["2030-08-01",222264.1,3449.16,225713.26]
["2030-09-01",201251.13,2856.8,204107.93]
["2030-10-01",181868.42,2320.36,184188.78]
["2030-11-01",158270.76,1835.66,160106.42000000001]
["2030-12-01",136151.47,1413.92,137565.39000000001]
["2031-01-01",113517.28,1050.97,114568.25]
["2031-02-01",89259.89,748.47,90008.36]
["2031-03-01",68532.83,510.51,69043.34]
["2031-04-01",49613.39,327.94,49941.33]
["2031-05-01",31580.39,195.62,31776.01]
["2031-06-01",24244.82,111.46,24356.28]
["2031-07-01",13376.11,46.86,13422.97]
["2031-08-01",4201.72,11.2,4212.92]
["2031-09-01",0,0,0]
["2031-10-01",0,0,0]
["2031-11-01",0,0,0]
["2031-12-01",0,0,0]
["2032-01-01",0,0,0]
["2032-02-01",0,0,0]
["2032-03-01",0,0,0]
["2032-04-01",0,0,0]

{"sheet":"Amortisation Profile","index":12,"n_rows":13,"n_cols":5,"rows_kept":13,"cut":false,"hidden":false,"merged":[[6,1,6,2],[5,0,5,5],[0,0,2,0],[0,1,0,4],[1,1,1,4],[2,1,2,4],[4,0,4,5]]}
[null,"Publication Date: 18.05.2026"]
[null,"Period: 04.2026 / Period no. 67"]
[null,"Index"]
[]
["Amortisation profile I"]
[""]
["Note Class","Class A",null,"Class B"]
["WAL","At closing: 2,1 yrs","Currently:  yrs","At closing: 0 yrs","Currently: 0 yrs"]
["Payment Date","Actual note balance","Forecasted note balance","Actual note balance","Forecasted note balance"]
[null,"Etiquetas de columna"]
[null,"Class_A",null,"Class_B"]
["Etiquetas de fila","Sum of ACTUAL_ENDING_BALANCE","Sum of FORECAST_ENDING_BALANCE","Sum of ACTUAL_ENDING_BALANCE","Sum of FORECAST_ENDING_BALANCE"]
["2026-05-21",84934495.799999997,0,0,0]

{"sheet":"Retention","index":13,"n_rows":26,"n_cols":5,"rows_kept":26,"cut":false,"hidden":false,"merged":[[0,2,0,4],[1,2,1,4],[2,2,2,4],[4,1,4,2],[0,0,0,1],[1,0,1,1],[2,0,2,1],[5,1,5,2],[6,1,6,2],[7,1,7,3],[8,1,8,2],[9,1,9,2],[10,1,10,2],[11,1,11,2],[12,1,12,2],[13,1,13,2],[14,1,14,2],[15,1,15,3],[16,1,16,2],[17,1,17,2],[18,1,18,2],[19,1,19,2],[25,1,25,4],[20,1,20,2],[21,1,21,2],[22,1,22,2],[23,1,23,4],[24,1,24,4]]}
[null,null,"Publication Date: 18.05.2026"]
[null,null,"Period: 04.2026 / Period no. 67"]
[null,null,"Index"]
[]
[null,"",null,"",""]
[null,"Retention",null,"",""]
[null,"",null,"",""]
[null,"Retention Amount at Pool Cut",null,null,""]
[null,"",null,"",""]
[null,"Type of asset",null,"Outstanding Discounted Balance","Percentage of Discounted Balance"]
[null,"  Class A Notes",null,1386000000,0.92400000000000004]
[null,"  Class B Notes",null,0,0]
[null,"  Retention of first loss tranche by VW Bank GmbH (Subordinated Loan plus Overcollateralisation     plus Cash Collateral Account)",null,114000000,7.5999999999999998E-2]
[null,"Portfolio sold to SPV",null,1500000000,1]
[null,"",null,"",""]
[null," Retention amount at the end of reporting period",null,null,""]
[null,"",null,"",""]
[null,"Type of asset",null,"Outstanding Discounted Balance","Percentage of Discounted Balance"]
[null,"  Class A Notes",null,84934495.799999997,0.35180599791201511]
[null,"  Class B Notes",null,0,0]
[null,"  Retention of first loss tranche by VW Bank GmbH (Subordinated Loan plus Overcollateralisation     plus Cash Collateral Account)",null,156489744.56,0.64819400208798483]
[null,"Portfolio sold to SPV",null,241424240.36000001,1]
[null,"",null,"",""]
[null,"In its capacity as originator and original lender, VDFin complies with the retention requirements of a material net economic interest in accordance with article 405, paragraph 1, letter (d) CRR or if applicable Article 6 paragraph 3, letter (d) Securitisation Regulation and in each case the corresponding delegated regulation 625/2014 article 10."]
[null,"By adhering to option d) of the direction, VDFin will keep the first loss tranche designated for retention on its balance sheet on an ongoing basis."]
[null,"The latest end of month level of retention will be published on a monthly basis within the investor report."]

{"sheet":"Outstanding Contracts","index":14,"n_rows":59,"n_cols":20,"rows_kept":59,"cut":false,"hidden":false,"merged":[[62,8,62,9],[62,13,62,14],[62,15,62,16],[50,8,50,10],[50,11,50,12],[50,14,50,15],[50,16,50,17],[5,0,5,1],[6,0,6,1],[7,0,7,1],[8,0,8,1],[9,0,9,1],[4,0,4,1],[0,0,2,0],[0,1,0,5],[1,1,1,5],[2,1,2,5],[3,0,3,1],[33,14,33,17],[34,14,34,15],[34,16,34,17],[33,4,33,7],[16,0,16,1],[17,0,17,1],[18,0,18,1],[19,0,19,1],[33,0,34,2],[34,4,34,5],[15,0,15,1],[10,0,10,1],[11,0,11,1],[12,0,12,1],[13,0,13,1],[14,0,14,1],[49,0,50,2],[50,4,50,5],[50,6,50,7],[50,20,50,21],[34,24,34,25],[34,6,34,7],[49,4,49,17]]}
[null,"Publication Date: 18.05.2026"]
[null,"Period: 04.2026 / Period no. 67"]
[null,"Index"]
["",null,"",null,"",""]
["Outstanding contracts",null,"",null,"",""]
["",null,null,null,""]
["Development of pool within reporting period",null,"Number of contracts",null,"Adjustments","Outstanding Nominal Balance"]
["  Beginning of period",null,303159,null,null,269607294.47000003]
["  Periodic reduction of nominal ",null,null,null,19651494.57]
["  Therof write-offs",null,null,null,-207950.84]
["  Thereoff Collections under the Purchased Receivables",null,null,null,19443543.73]
["  Interest on arrears",null,null,null,-183221.99]
["  Adjustments",null,null,null,-84708.07]
["  Thereoff Discounts from Prepayments",null,null,null,-84708.07]
["  Thereoff Compensation Payments due to Instalment Plan Changes (Payment Holidays, Prolongations, etc.)",null,null,null,0]
["  Available Collections Amount",null,null,null,null,19175613.670000002]
["  Repurchased loan contracts",null,null,null,""]
["Total before top-up",null,303159,null,"",249960695.75]
["  Top-up/Tap-Up",null,0,null,null,0]
["End of period",null,303159,null,null,249960695.75]
[]
["Collections by status","Number of contracts","Collections"]
["Etiquetas de fila","Sum of PCD_ACCT_NBR","Sum of CASH_COLL_TOTAL"]
["Current",53357,15601906.509999998]
["Default",752,120425.70999999999]
["Delinquent",1232,316167.37]
["Early Settlement",65004,0]
["End of term",181920,3098412.17]
["Write off",894,38701.909999999996]
["Total",303159,19175613.669999998]
[]
[]
[]
["Total portfolio as of current reporting period",null,null,null,"Credit Type",null,null,null,null,"Customer Type",null,null,null,null,"Vehicle Status"]
[null,null,null,null,"AutoCredit",null,"ClassicCredit",null,null,"Private",null,"Company",null,null,"New",null,"Used"]
["Contract status development II\n","Number of Contracts\n","Outstanding discounted balance",null,"Number of Contracts\n","Outstanding discounted balance","Number of Contracts\n","Outstanding discounted balance",null,"Number of Contracts\n","Outstanding discounted balance","Number of Contracts\n","Outstanding discounted balance",null,"Number of Contracts\n","Outstanding discounted balance","Number of Contracts\n","Outstanding discounted balance"]
[null,null,null,null,"Etiquetas de columna",null,null,null,null,"Etiquetas de columna",null,null,null,null,"Etiquetas de columna"]
[null,null,null,null,"Auto Credit ",null,"Classic Credit",null,null,"Private",null,"Company",null,null,"New",null,"Used",null,"(en blanco)"]
["Etiquetas de fila","Sum of PCD_ACCT_NBR","Sum of DCF_END_PRIN_BAL","Etiquetas de fila","Sum of PCD_ACCT_NBR","Sum of DCF_END_PRIN_BAL","Sum of PCD_ACCT_NBR","Sum of DCF_END_PRIN_BAL","Etiquetas de fila","Sum of PCD_ACCT_NBR","Sum of DCF_END_PRIN_BAL","Sum of PCD_ACCT_NBR","Sum of DCF_END_PRIN_BAL","Etiquetas de fila","Sum of PCD_ACCT_NBR","Sum of DCF_END_PRIN_BAL","Sum of PCD_ACCT_NBR","Sum of DCF_END_PRIN_BAL","Sum of PCD_ACCT_NBR","Sum of DCF_END_PRIN_BAL"]
["Current",53357,228729599.36000001,"Current",10336,27667996.700000003,43021,201061602.66,"Current",46892,198747252.30000001,6465,29982347.059999999,"Current",37922,160795971.20000002,15435,67933628.160000011,0,0]
["Default",752,6294840.379999999,"Default",162,857354.39999999991,590,5437485.9799999986,"Default",554,4418986.4899999993,198,1875853.89,"Default",492,4063867.2500000005,260,2230973.13,0,0]
["Delinquent",1232,6399910.9800000004,"Delinquent",221,705198.33999999985,1011,5694712.6400000006,"Delinquent",1015,5181981.51,217,1217929.47,"Delinquent",788,3996508.3200000003,444,2403402.6599999997,0,0]
["Early Settlement",65004,0,"Early Settlement",8091,0,56913,0,"Early Settlement",57367,0,7637,0,"Early Settlement",32,0,3451,0,61521,0]
["End of term",181920,0,"End of term",20649,0,161271,0,"End of term",157752,0,24168,0,"End of term",3936,0,20537,0,157447,0]
["Write off",894,0,"Write off",213,0,681,0,"Write off",651,0,243,0,"Write off",174,0,720,0,0,0]
["Total",303159,241424350.72,"Total general",39672,29230549.440000001,263487,212193801.27999997,"Total general",264231,208348220.30000001,38928,33076130.419999998,"Total general",43344,168856346.77000001,40847,72568003.950000003,218968,0]
[]
[]
[]
["Contract status development III",null,null,null,"Contract status as of the end of the Current period"]
[null,null,null,null,"Current",null,"Delinquent",null,"Early Settlement",null,null,"Default",null,null,"End of term",null,"Write off"]
["Contract status as of the begin of the period\n","Number of Contracts\n","Outstanding discounted balance",null,"Number of Contracts\n","Outstanding discounted balance","Number of Contracts\n","Outstanding discounted balance",null,"Number of Contracts\n","Outstanding discounted balance","Number of Contracts\n","Outstanding discounted balance",null,"Number of Contracts\n","Outstanding discounted balance","Number of Contracts\n","Outstanding discounted balance"]
["Current",56838,247292403.82000002,"Delinquent",53179,227825759.39000002,254,1310602.2900000003,null,0,0,0,0,null,3405,0,0,0]
["Default",771,6544594,"Default",0,0,0,0,null,0,0,739,6204661.8199999994,null,9,0,23,0]
["Delinquent",1221,6469851.4899999993,"Delinquent",178,903839.97000000009,978,5089308.6900000004,null,0,0,13,90178.560000000012,null,45,0,7,0]
["Early Settlement",64153,0,"Early Settlement",0,0,0,0,null,64153,0,0,0,null,0,0,0,0]
["End of term",179312,0,"End of term",0,0,0,0,null,851,0,0,0,null,178461,0,0,0]
["Write off",864,0,"Write-Off",0,0,0,0,null,0,0,0,0,null,0,0,864,0]
["Total",303159,260306849.31000003,"Grand Total",53357,228729599.36000001,1232,6399910.9800000004,null,65004,0,752,6294840.379999999,null,181920,0,894,0]

{"sheet":"Delinquencies","index":15,"n_rows":25,"n_cols":8,"rows_kept":25,"cut":false,"hidden":false,"merged":[[5,6,5,7],[6,7,7,7],[4,0,4,1],[5,1,6,4],[5,5,6,5],[0,1,0,5],[1,1,1,5],[2,1,2,5]]}
[null,"Publication Date: 18.05.2026"]
[null,"Period: 04.2026 / Period no. 67"]
[null,"Index"]
[]
["Delinquencies",null,null,"","",""]
["","Delinquent contracts",null,null,null,null,"Delinquencies"]
["",null,null,null,null,null,"","Delinquent contracts"]
["Delinquencies","Number of \nContracts","Percentage of contracts","Outstanding discounted balance","Percentage of outstanding discounted balance","Outstanding discounted balance at day of default",""]
["Etiquetas de fila","Sum of STRATIFCOUNT","Sum of per of count2","Sum of STRATIFTOTALBALANCE","Sum of per of bal2","Sum of SF_DCF_PRIN_BAL_DEFAULT","Delinquencies","Number of \nContracts"]
["Distribution by Contract Status",null,null,null,null,null,"Etiquetas de fila","Sum of STRATIFCOUNT"]
["Delinquent",null,null,null,null,null,"Distribution by Contract Status"]
["< 1 month delinquent",0,0,0,0,0,"Delinquent"]
["1 month delinquent",504,9.1071718978695728E-3,2703574.36,1.1198432767602474E-2,0,"< 1 month delinquent",0]
["2  months delinquent",288,5.2040982273540417E-3,1606501.29,6.6542636863635759E-3,0,"1 month delinquent",504]
["3  months delinquent",161,2.9092354673750024E-3,980235.7,4.0602188514813949E-3,0,"2  months delinquent",288]
["4  months delinquent",68,1.2287454147919263E-3,346307.02,1.4344328522255868E-3,0,"3  months delinquent",161]
["5  months delinquent",35,6.3244249290760914E-4,231919.8,9.6063135018628165E-4,0,"4  months delinquent",68]
["6  months delinquent",21,3.7946549574456552E-4,75886.81,3.1432956026880766E-4,0,"5  months delinquent",35]
["7  months delinquent",18,3.2525613920962761E-4,61511.28,2.5478490391112112E-4,0,"6  months delinquent",21]
["8  months delinquent",11,1.9876764062810574E-4,30393.64,1.2589301745808584E-4,0,"7  months delinquent",18]
["9  months delinquent",17,3.0718635369798158E-4,118286.78,4.8995380808619041E-4,0,"8  months delinquent",11]
["10  months delinquent",9,1.626280696048138E-4,42993.95,1.7808456301851537E-4,0,"9  months delinquent",17]
["> 10 months delinquent",100,1.8069785511645976E-3,202300.35,8.3794509293151056E-4,0]
["Total",1232,1.8551646458623203E-3,6399910.9800000004,2.2090808711277962E-3,0]
["Total",1232,2.2261975750347839E-2,6399910.9800000004,2.8718051324661341E-2,0]

{"sheet":"Defaults","index":16,"n_rows":23,"n_cols":8,"rows_kept":23,"cut":false,"hidden":false,"merged":[[0,1,0,5],[1,1,1,5],[2,1,2,5]]}
[null,"Publication Date: 18.05.2026"]
[null,"Period: 04.2026 / Period no. 67"]
[null,"Index"]
["Defaults",null,"","","",""]
[""]
["Days in arrears","Number of \nContracts","Percentage of contracts","Outstanding discounted balance","Percentage of outstanding discounted balance","Outstanding discounted balance at day of default"]
["Etiquetas de fila","Sum of STRATIFCOUNT","Sum of per of count","Sum of STRATIFTOTALBALANCE","Sum of per of bal","Sum of SF_DCF_PRIN_BAL_DEFAULT",null,"Publication Date: 18.05.2026"]
["Distribution by Contract Status",null,null,null,null,null,null,"Period: 04.2026 / Period no. 67"]
["Default",null,null,null,null,null,null,"Index"]
["< 1 month delinquent",0,0,0,0,0,"Defaults"]
["1 month delinquent",1,1.8069785511645976E-5,2761.67,1.1439069802875601E-5,2761.67,""]
["2  months delinquent",2,3.6139571023291952E-5,14621.33,6.0562780665640388E-5,16288.22,"Days in arrears","Number of \nContracts"]
["3  months delinquent",9,1.626280696048138E-4,46321.22,1.9186639567158904E-4,69749.02,"Etiquetas de fila","Sum of STRATIFCOUNT"]
["4  months delinquent",7,1.2648849858152184E-4,68797.210000000006,2.8496383979008762E-4,74192.83,"Distribution by Contract Status"]
["5  months delinquent",12,2.1683742613975171E-4,91394.15,3.785622689982811E-4,97093.46,"Default"]
["6  months delinquent",10,1.8069785511645977E-4,84136.07,3.4849869016559827E-4,90122.29,"< 1 month delinquent",0]
["7  months delinquent",21,3.7946549574456552E-4,181877.53,7.533520519267693E-4,213904.96,"1 month delinquent",1]
["8  months delinquent",22,3.9753528125621148E-4,175715.61,7.2782886016246168E-4,203260.78,"2  months delinquent",2]
["9  months delinquent",22,3.9753528125621148E-4,123539.12,5.1170944286095912E-4,179873.67,"3  months delinquent",9]
["10  months delinquent",27,4.8788420881444138E-4,172979.65,7.1649628334558078E-4,246370.39,"4  months delinquent",7]
["> 10 months delinquent",619,1.118519723170886E-2,5332696.82,2.2088479493043246E-2,6846885.7999999998,"5  months delinquent",12]
["Total",752,1.1323732253964813E-3,6294840.3800000008,2.172813264702758E-3,8040503.0899999999,"6  months delinquent",10]
["Total",752,1.3588478704757774E-2,6294840.3799999999,2.6073759176433089E-2,8040503.0899999999,"7  months delinquent",21]

{"sheet":"Write-offs","index":17,"n_rows":71,"n_cols":5,"rows_kept":71,"cut":false,"hidden":false,"merged":[[12,1,12,4],[0,1,0,4],[1,1,1,4],[2,1,2,4],[9,0,9,2],[10,0,10,2]]}
[null,"Publication Date: 18.05.2026"]
[null,"Period: 04.2026 / Period no. 67"]
[null,"Index"]
[""]
["Write-Offs"]
[""]
["Write-Offs of the monthly period","Number of contracts","Amount"]
["2026-04-30",30,207950.84]
[""]
["Cumulative Write-Offs as of the end of the monthly period",null,null,5248851.18]
["Discounted Receivables Balance of all Initial Receivables and Additional Receivables as of the previous month",null,null,3421838630.25]
[]
["Monthly Period","Monthly Period"]
["Monthly Period","Number of contracts","Charged-Off Amount net of recoveries","Number of contracts","Charged-Off Amount net of recoveries"]
["202103",4,86122.94,4,86122.94]
["202104",2,32126.940000000002,6,118249.88]
["202106",3,59245.25,9,177495.13]
["202107",1,9878.32,10,187373.45]
["202110",1,0,11,187373.45]
["202111",5,11426.92,16,198800.37]
["202112",2,8978.35,18,207778.72]
["202201",2,2142.8200000000002,20,209921.54]
["202202",5,41556.31,25,251477.85]
["202203",2,0,27,251477.85]
["202204",3,0,30,251477.85]
["202205",3,0,33,251477.85]
["202206",7,25147.37,40,276625.21999999997]
["202207",10,38669.850000000006,50,315295.07]
["202209",4,4504.0200000000004,54,319799.09000000003]
["202210",7,1103.6799999999998,61,320902.77]
["202211",13,28636.820000000003,74,349539.59]
["202212",7,42303.46,81,391843.05]
["202301",16,63207.240000000005,97,455050.29]
["202302",20,48950.240000000005,117,504000.53]
["202303",6,11309.130000000001,123,515309.66]
["202304",9,3802.14,132,519111.8]
["202305",15,15585.289999999999,147,534697.09]
["202306",13,61648.83,160,596345.92000000004]
["202307",14,16634.300000000003,174,612980.22]
["202309",21,107387.91999999997,195,720368.14]
["202310",13,16124.25,208,736492.39]
["202311",18,57841.210000000006,226,794333.6]
["202312",18,171518.32,244,965851.92]
["202401",15,21580.52,259,987432.44]
["202402",4,29116.38,263,1016548.82]
["202403",24,53229.529999999992,287,1069778.3500000001]
["202404",22,34190.35,309,1103968.7]
["202405",13,50885.38,322,1154854.08]
["202406",24,106507.22,346,1261361.3]
["202407",15,86721.79,361,1348083.09]
["202408",3,51119.360000000001,364,1399202.45]
["202409",22,141746.21999999997,386,1540948.67]
["202410",32,198845.76,418,1739794.43]
["202411",23,117415.45,441,1857209.88]
["202412",32,297237.37000000005,473,2154447.25]
["202501",13,134666.28999999998,486,2289113.54]
["202502",21,131731.61000000002,507,2420845.15]
["202503",22,210042.88999999998,529,2630888.04]
["202504",20,155305.08999999997,549,2786193.13]
["202505",25,146640.13999999998,574,2932833.27]
["202506",24,192055.71000000002,598,3124888.98]
["202507",26,192611.15,624,3317500.13]
["202508",6,61203.729999999996,630,3378703.86]
["202509",47,327235.76000000007,677,3705939.62]
["202510",41,174558.80000000005,718,3880498.42]
["202511",36,304235.21000000002,754,4184733.63]
["202512",31,259995.21,785,4444728.84]
["202601",21,142455.84,806,4587184.68]
["202602",29,258587.18999999997,835,4845771.87]
["202603",29,195128.47000000003,864,5040900.34]
["202604",30,207950.84,894,5248851.18]

{"sheet":"Prepayments","index":18,"n_rows":74,"n_cols":5,"rows_kept":74,"cut":false,"hidden":false,"merged":[[2,1,2,4]]}
[null,null,null,null,"Publication Date: 18.05.2026"]
[null,null,null,null,"Period: 04.2026 / Period no. 67"]
[null,"Index"]
["","","","",""]
["Prepayments","","","",""]
[""]
["Monthly Period","Prepayments","Discounted Receivables Balance as of previous Monthly Period","Periodic CPR","Annualised CPR"]
["Etiquetas de fila","Sum of PREPAYMENTS","Sum of PRIN_RECV_BALANCE_PRIOR","Sum of PERIODIC_CPR","Sum of ANNUALISED_CPR"]
["2020-11-30",0,1500000765.72,0,0]
["2020-12-31",3034541.19,1500006635.6500001,2.0230264272854698E-3,2.4008016384370098E-2]
["2021-01-31",2986255.98,1499993938.6099999,1.9908285130391902E-3,2.36300860244897E-2]
["2021-02-28",3056609.5,1500008175.27,2.0377479010565002E-3,2.41807683629909E-2]
["2021-03-31",3998134.22,1500001255.03,2.6654082863783999E-3,3.15201500195171E-2]
["2021-04-30",3709931.8,1499992383.47,2.4732857973014202E-3,2.9279008181406399E-2]
["2021-05-31",3712733.45,1500001781.5999999,2.4751682014619099E-3,2.9300989791431999E-2]
["2021-06-30",4298916.47,1500003648.1600001,2.8659409093597802E-3,3.38543376721685E-2]
["2021-07-31",5002327.4000000004,1499993725.5899999,3.33487682255718E-3,3.9292607818204699E-2]
["2021-08-31",4348900.29,1500007680.78,2.8992789875100498E-3,3.42418905844286E-2]
["2021-09-30",5113819.1100000003,1500001182.72,3.40919528314737E-3,4.0151901696578299E-2]
["2021-10-31",4518329.8,1499990885.02,3.0122174915934198E-3,3.5553734232242298E-2]
["2021-11-30",4752290.54,1500007283.6800001,3.16821294546509E-3,3.7363022146416201E-2]
["2021-12-31",5842777.3399999999,1500008087.8499999,3.8951659792383101E-3,4.5753507234119799E-2]
["2022-01-31",4878866.99,1499986717.54,3.2525604558526098E-3,3.8340016540727197E-2]
["2022-02-28",5433381.5199999996,1500018971.26,3.6222864219163401E-3,4.2611825178649698E-2]
["2022-03-31",5788241.7400000002,1499987644.21,3.8587790227332499E-3,4.5335128348578203E-2]
["2022-04-30",4708387.79,1500012374.27,3.1389510494799901E-3,3.7023870063177498E-2]
["2022-05-31",4958281.3499999996,1499988798.8399999,3.30549363128622E-3,3.8952675464832602E-2]
["2022-06-30",4659849.91,1500001357.45,3.10658980493964E-3,3.66486682745139E-2]
["2022-07-31",5285944.84,1499990508.3499999,3.5239600376003001E-3,4.1477464663086203E-2]
["2022-08-31",4853228.3499999996,1500002848.4100001,3.2355060401939402E-3,3.81425491555425E-2]
["2022-09-30",4978588.12,1500004058.28,3.31905244398522E-3,3.9109550242388602E-2]
["2022-10-31",5818667.5300000003,1500004727.8900001,3.8791011916808099E-3,4.5568814300061003E-2]
["2022-11-30",6430007.0099999998,1499992201.97,4.2866578287688801E-3,5.0244278438166097E-2]
["2022-12-31",7905796.8200000003,1500007615.79,5.27055861331612E-3,6.1445134715407197E-2]
["2023-01-31",7270765.6399999997,1500001104.3499999,4.8471524834030602E-3,5.6639950434380103E-2]
["2023-02-28",7663258.0999999996,1499992019.6300001,5.1088349720387304E-3,5.9612407494877E-2]
["2023-03-31",7886183.2400000002,1499993359.5,5.2574834644422098E-3,6.1297082817522601E-2]
["2023-04-30",5128158.9000000004,1500006082.9200001,3.4187877349733001E-3,4.0262761349593598E-2]
["2023-05-31",4952631.72,1500001600.5999999,3.3017410905153899E-3,3.8909254610103597E-2]
["2023-06-30",5374558.5599999996,1500015980.74,3.5830352166625499E-3,4.2159144043631899E-2]
["2023-07-31",7004262.0800000001,1499986428.71,4.6694583057339204E-3,5.4616611261055999E-2]
["2023-08-31",7618293.9100000001,1500014349.5699999,5.0789085582272899E-3,5.9272908032948997E-2]
["2023-09-30",7676680.1500000004,1499980820.6500001,5.1177378084420501E-3,5.9713383824520502E-2]
["2023-10-31",7288424.1799999997,1499994742.4200001,4.8590115817891896E-3,5.6774844282441797E-2]
["2023-11-30",7909284.6200000001,1499999836.55,5.2728748950410598E-3,6.1471360093485403E-2]
["2023-12-31",6441130.5599999996,1374186516.22,4.2940875079124103E-3,5.03293160536687E-2]
["2024-01-31",9037571.0700000003,1315360479.3,6.8707941375960903E-3,7.9404081073328497E-2]
["2024-02-29",8130321.9000000004,1256130519.4100001,6.4725136200000002E-3,7.7538333599999995E-2]
["2024-03-31",6923705,1199539551.1700001,5.7664049798850699E-3,6.7043906394042493E-2]
["2024-04-30",7900651.1600000001,1145683241.47,6.8894625400000003E-3,7.9611719040000001E-2]
["2024-05-31",7612370.4800000004,1091609730.9300001,6.9666441900000002E-3,8.0469710860000002E-2]
["2024-06-30",6466553.4800000004,1038487060.73,0,0]
["2024-07-31",7797268.0700000003,987116445.64999998,7.8990357260896697E-3,9.0776900107007799E-2]
["2024-08-31",6093679.1299999999,937682325.60000002,6.4986605416720499E-3,7.5256082026797094E-2]
["2024-09-30",608049.35,890824903.12,6.8256887281708005E-4,8.1601469108946202E-3]
["2024-10-31",138700.53,844397137.26999998,1.6425982973892E-4,1.96933816628375E-3]
["2024-11-30",5665788.0099999998,798242756.61000001,7.0978257717760297E-3,8.1926312552354302E-2]
["2024-12-31",5584257.7400000002,755256786.03999996,7.3938531148851497E-3,8.5205544410370301E-2]
["2025-01-31",7991563.3099999996,713637669,1.11983484857215E-2,0.126404884040003]
["2025-12-31",3628578.52,349632235.92000002,1.0378272216381801E-2,0.117670777260541]
["2025-02-28",6358037.21,671918850.73000002,9.4625075678296099E-3,0.10782300250539199]
["2025-03-31",6467880.7400000002,632770180.44000006,1.02215321453715E-2,0.115992355582007]
["2025-04-30",5099579.05,594671482.38,8.5754558627738706E-3,9.81880301994527E-2]
["2025-05-31",5165191.21,559226183.24000001,9.2363186216967309E-3,0.105375189489372]
["2025-06-30",5026173.29,524510869.86000001,9.5825912842217396E-3,0.109120050108964]
["2025-07-31",5279648.22,491328005.06999999,1.07456692179551E-2,0.121593537026096]
["2025-08-31",3783467.76,459224772.56,8.2388145981512201E-3,9.4506603577593606E-2]
["2025-09-30",3946313.78,430298088.06,9.1711162319869106E-3,0.10466842809165799]
["2025-10-31",4097598.97,402170203.81,1.01887184360775E-2,0.115640605844855]
["2025-11-30",3623287.8,375151413.80000001,9.6582011068513298E-3,0.10993583947961399]
["2026-01-31",3522329.4,325381667.37,1.08252238931294E-2,0.122440847225434]
["2026-02-28",3475830.33,302616920.44999999,1.14859087351472E-2,0.12944868730669701]
["2026-03-31",3320786.2,280837209.51999998,1.18245947738756E-2,0.133021183891784]
["2026-04-30",2560764.92,260306849.31,9.8374857472550807E-3,0.11186748824792001]

{"sheet":"Set-Off Risk","index":19,"n_rows":17,"n_cols":5,"rows_kept":17,"cut":false,"hidden":false,"merged":[[16,0,18,4],[2,1,2,4]]}
[null,null,null,null,"Publication Date: 18.05.2026"]
[null,null,null,null,"Period: 04.2026 / Period no. 67"]
[null,"Index"]
[]
["Set-Off Risk"]
[]
[null,"SET_OFF_COUNT","SET_OFF_RISK_AMT","DCF_PRIN_BAL","PRIN_RECV_EOP_DISC"]
[null,"Number of customers with deposits greater than EUR 100.000,00","Set-Off Risk Amount","Outstanding discounted balance of customers with deposits greater than EUR 100.000,00","Total outstanding discounted balance"]
[null,0,0,0,0]
["Total",0,0,0,0]
[]
[]
[null,null,null,"SET_OFF_RISK","SET_OFF_RISK_TRIGGER"]
[null,null,null,"Current set off risk","Trigger*"]
[null,null,"Borrower set-off risk amount in % of aggregate discounted balance EoP",0,"-"]
[]
["\"Set-Off Risk Amount\" means, in respect of any Cut-Off Date, an amount equal to the lower of (i) the\naggregate of all Discounted Receivables Balances of Purchased Receivables relating to a Borrower who\nmaintains deposits with VW Bank and (ii) the maximum of (a) (x) the deposits maintained by such\nBorrower with VW Bank less (y) EUR 100,000 (or any other amount specified in the German Deposit\nProtection Act (Einlagensicherungsgesetz)) and (b) zero.\n\n\"Set-Off Risk Reserve\" means an amount necessary to eliminate the Aggregate Set-Off Risk Amount\nfollowing the occurrence of a Set-Off Risk Reserve Trigger Event, as adjusted on a monthly basis.\n\n\"Set-Off Risk Reserve Trigger Event\" means the occurrence of the following:\n(a) the Aggregate Set-Off Risk Amount is greater than one (1) per cent. of the Aggregate\nDiscounted Receivables Balance; and\n(b) VW Bank receives notification from DBRS that DBRS has determined VW Bank's capacity for\ntimely payment of financial commitments would no longer equal a long-term rating for\nunsecured and unguaranteed debt of at least \"BBB (high)\" by DBRS or (ii) VW Bank no longer\nhas a long-term rating for unsecured and unguaranteed debt of at least \"Baa3\" by Moody's.\n"]

{"sheet":"Pool Data I","index":20,"n_rows":56,"n_cols":5,"rows_kept":56,"cut":false,"hidden":false,"merged":[[19,1,20,4],[49,1,50,4],[0,1,0,4],[1,1,1,4],[2,1,2,4],[4,0,4,1],[5,1,6,4]]}
[null,"Publication Date: 18.05.2026"]
[null,"Period: 04.2026 / Period no. 67"]
[null,"Index"]
[]
["",null,"","",""]
["","Total Portfolio"]
[""]
["Distribution by Contract Concentration","Number of \nContracts","Percentage of contracts","Outstanding discounted balance","Percentage of outstanding discounted balance"]
["Etiquetas de fila","Sum of STRATIFCOUNT","Sum of STRATIFCOUNT2","Sum of STRATIFTOTALBALANCE","Sum of STRATIFTOTALBALANCE2"]
["Distribution by Contract Concentration"]
["1",54355,0.98218319148551703,237334544.30000001,0.98305967725375276]
["2",896,1.6190527818434795E-2,3630491.14,1.5037800160475876E-2]
["3",67,1.2106756292802805E-3,322403.05,1.3354205946438176E-3]
["4",15,2.7104678267468965E-4,80806.27,3.3470637803937925E-4]
["5",3,5.4209356534937928E-5,17333.63,7.1797355769233318E-5]
["6-10",3,5.4209356534937928E-5,15969.51,6.6147055805986922E-5]
[">10",2,3.6139571023291952E-5,22802.82,9.4451201513000386E-5]
["Total",55341,1,241424350.72,1]
[]
["","Total Portfolio"]
[""]
["Distribution by Largest Obligor","Number of \nContracts","Percentage of contracts","Outstanding discounted balance","Percentage of outstanding discounted balance"]
["Etiquetas de fila","Sum of STRATIFCOUNT","Sum of per of count","Sum of STRATIFTOTALBALANCE","Sum of per of bal"]
["Distribution by Largest Obligor"]
["1",1,1.8069785511645976E-5,57278.89,2.3725398796425103E-4]
["2",1,1.8069785511645976E-5,57111.32,2.3655989890695314E-4]
["3",1,1.8069785511645976E-5,47874.84,1.9830162059967369E-4]
["4",1,1.8069785511645976E-5,41305.89,1.7109247628424148E-4]
["5",1,1.8069785511645976E-5,40855,1.6922485191803605E-4]
["6",1,1.8069785511645976E-5,38718.79,1.6037649012839395E-4]
["7",1,1.8069785511645976E-5,38128.050000000003,1.5792959528022213E-4]
["8",1,1.8069785511645976E-5,38017.93,1.5747346896292401E-4]
["9",1,1.8069785511645976E-5,37241.65,1.5425805180353268E-4]
["10",1,1.8069785511645976E-5,37207.919999999998,1.541183393018757E-4]
["11",1,1.8069785511645976E-5,36236.32,1.5009389024732759E-4]
["12",1,1.8069785511645976E-5,35988.629999999997,1.4906793740014659E-4]
["13",1,1.8069785511645976E-5,35842.839999999997,1.4846406293775202E-4]
["14",1,1.8069785511645976E-5,35616.33,1.4752583943492608E-4]
["15",1,1.8069785511645976E-5,35481.370000000003,1.4696682374492834E-4]
["16",1,1.8069785511645976E-5,35081.300000000003,1.4530970010016397E-4]
["17",1,1.8069785511645976E-5,34706.519999999997,1.4375732976601042E-4]
["18",1,1.8069785511645976E-5,34592.800000000003,1.4328629194542255E-4]
["19",1,1.8069785511645976E-5,34515.67,1.4296681298743848E-4]
["20",1,1.8069785511645976E-5,33924.519999999997,1.4051821988472529E-4]
["Grand Total Distribution by Largest Obligor",20,1.8069785511645976E-5,785726.58000000007,1.6272728447994732E-4]
["Subtotal",20,3.6139571023291944E-4,785726.58,3.254545689598945E-3]
[">20",55321,0.99963860428976703,240638624.13999999,0.99674545431040107]
["Total ",55341,1,241424350.72,1]
[]
[null,"Total Portfolio"]
[""]
["Distribution by Payment Type","Number of \nContracts","Percentage of contracts","Outstanding discounted balance","Percentage of outstanding discounted balance"]
["Etiquetas de fila","Sum of STRATIFCOUNT","Sum of STRATIFCOUNT2","Sum of STRATIFTOTALBALANCE","Sum of STRATIFTOTALBALANCE2"]
["Distribution by Payment Type"]
["SEPA",55341,1,241424350.72,1]
["Total",55341,1,241424350.72,1]

{"sheet":"Pool Data II","index":21,"n_rows":66,"n_cols":7,"rows_kept":66,"cut":false,"hidden":false,"merged":[[5,1,6,4],[28,1,29,4],[55,0,55,1],[0,1,0,6],[1,1,1,6],[2,1,2,6],[4,0,4,1]]}
[null,"Publication Date: 18.05.2026"]
[null,"Period: 04.2026 / Period no. 67"]
[null,"Index"]
[]
["",null,"","","","",""]
["","Total Portfolio"]
[""]
["Distribution by Discounted Receivables Balance","Number of \nContracts","Percentage of contracts","Outstanding discounted balance","Percentage of outstanding discounted balance"]
["Etiquetas de fila","Sum of STRATIFCOUNT","Sum of STRATIFCOUNT2","Sum of STRATIFTOTALBALANCE","Sum of STRATIFTOTALBALANCE2","Max of STRATIFMAXVALUE2","Min of STRATIFMINVALUE2"]
["Distribution by Discounted Receivables Balance"]
["0 - 5,000.00",37202,0.67223216060425361,81310982.379999995,0.33679693923792775,4999.8500000000004,0]
["5,000.01 - 10,000.00",13130,0.23725628376791166,92124700.900000006,0.38158827237292531,9999.35,5000.13]
["10,000.01 - 15,000.00",3805,6.8755533871812935E-2,45448525.619999997,0.18825162202759924,14994.69,10000.07]
["15,000.01 - 20,000.00",917,1.6569993314179361E-2,15463417.41,6.4050777661339625E-2,19992.689999999999,15005.43]
["20,000.01 - 25,000.00",203,3.6681664588641334E-3,4452101.82,1.8440980815408611E-2,24980.7,20017.490000000002]
["25,000.01 - 30,000.00",42,7.5893099148913103E-4,1131739.31,4.6877595678514331E-3,29715.64,25027.56]
["30,000.01 - 35,000.00",26,4.6981442330279542E-4,844896.21,3.499631281932686E-3,34706.519999999997,30061.119999999999]
["35,000.01 - 40,000.00",11,1.9876764062810574E-4,403561.13,1.671584199342193E-3,38718.79,35081.300000000003]
["40,000.01 - 45,000.00",2,3.6139571023291952E-5,82160.89,3.4031732820227756E-4,41305.89,40855]
["45,000.01 - 50,000.00",1,1.8069785511645976E-5,47874.84,1.9830162059967369E-4,47874.84,47874.84]
["> 50,000",2,3.6139571023291952E-5,114390.21,4.738138868712042E-4,57278.89,57111.32]
["Total",55341,1,241424350.72,1,57278.89,0]
[]
["Statistics",""]
["Minimum Discounted Receivables Balance",0]
["Maximum Discounted Receivables Balance",57278.89]
["Average Discounted Receivables Balance",4362.49]
[]
["","Total Portfolio"]
[""]
["Distribution by Nominal Balance","Number of \nContracts","Percentage of contracts","Outstanding discounted balance","Percentage of outstanding discounted balance"]
["Etiquetas de fila","Sum of STRATIFCOUNT","Sum of STRATIFCOUNT2","Sum of STRATIFTOTALBALANCE","Sum of STRATIFTOTALBALANCE2","Max of STRATIFMAXVALUE2","Min of STRATIFMINVALUE2"]
["Distribution by Outstanding Nominal Balance"]
["0 - 5,000.00",36636,0.66200466200466201,78524033.329999998,0.32525316148026379,5000,0]
["5,000.01 - 10,000.00",13067,0.23611788728067798,88772916.310000002,0.36770489822278685,10000,5000.3100000000004]
["10,000.01 - 15,000.00",4118,7.4411376736958135E-2,46993631.060000002,0.19465157893083637,14998.48,10000.459999999999]
["15,000.01 - 20,000.00",1135,2.0509206555718185E-2,18159586.27,7.5218536224049698E-2,19993.75,15000.88]
["20,000.01 - 25,000.00",268,4.8427025171211219E-3,5558671.75,2.3024486690851068E-2,24991.58,20004.54]
["25,000.01 - 30,000.00",67,1.2106756292802805E-3,1691544.68,7.0065205724083139E-3,29564.28,25008.62]
["30,000.01 - 35,000.00",23,4.1560506676785745E-4,705816.22,2.9235502462574459E-3,34743.599999999999,30302.1]
["35,000.01 - 40,000.00",19,3.4332592472127358E-4,659636.67000000004,2.7322706596611531E-3,39041.22,35077.230000000003]
["40,000.01 - 45,000.00",5,9.0348927558229887E-5,196249.38,8.1288146541442629E-4,43919.82,40505.22]
["45,000.01 - 50,000.00",0,0,0,0,0,0]
[">50,000",3,5.4209356534937928E-5,162265.04999999999,6.7211550747087786E-4,62210.400000000001,51667.08]
["Total",55341,1,241424350.72,1,62210.400000000001,0]
[]
[]
["Statistics",""]
["Minimum Original Balance",0]
["Maximum Original Balance",62210.400000000001]
["Average Original Balance",4362.49]
[]
[]
[null,null,null,null,null,null,""]
[null,null,null,null,null,null,""]
["",null,"","","","",""]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,""]
[null,null,null,null,null,null,""]

{"sheet":"Pool Data III","index":22,"n_rows":61,"n_cols":8,"rows_kept":61,"cut":false,"hidden":false,"merged":[[0,1,0,4],[1,1,1,4],[2,1,2,4],[5,1,6,4],[43,1,44,4],[24,1,25,4],[42,0,42,1],[4,0,4,1]]}
[null,"Publication Date: 18.05.2026"]
[null,"Period: 04.2026 / Period no. 67"]
[null,"Index"]
[]
["",null,"","","","",""]
["","Total Portfolio"]
[""]
["Distribution by Remaining Term (Months)","Number of \nContracts","Percentage of contracts","Outstanding discounted balance","Percentage of outstanding discounted balance"]
["Etiquetas de fila","Sum of STRATIFCOUNT","Sum of STRATIFCOUNT2","Sum of STRATIFTOTALBALANCE","Sum of STRATIFTOTALBALANCE2","Min of SF_MINREMTERM","Max of SF_MAXREMTERM","Average of SF_WAREMTERM"]
["Distribution by Remaining Term (Months)"]
[" < 1",359,6.4870529986809054E-3,1294996.8999999999,5.3639862596209934E-3,1,13,4.3231419999999998]
["1 - 12",27877,0.50373141070815486,48537514.509999998,0.20104647424854424,1,16,8.0133469999999996]
["13 - 24",15626,0.28235846840498002,78466900.650000006,0.32501651310643731,1,30,18.258144999999999]
["25 - 36",7015,0.12675954536419654,57513476.240000002,0.23822566393355732,1,38,29.315981000000001]
["37 - 48",3211,5.8022081277895231E-2,36606582.93,0.1516275504969907,1,50,41.492755000000002]
["49 - 60",1152,2.0816392909416167E-2,17175259.109999999,7.1141370200554374E-2,1,63,52.609569999999998]
[">60",101,1.8250483366762436E-3,1829620.38,7.578441754294965E-3,1,64,62.132241]
["Total",55341,1,241424350.72000003,1,1,64,30.877882999999997]
[]
["Statistics",""]
["Minimum Remaining Term (Months)",1]
["Maximum Remaining Term (Months)",64]
["Weighted Average Remaining Term (Months)",25.057289365812881]
[]
["","Total Portfolio"]
[""]
["Distribution by Original Term (Months)","Number of \nContracts","Percentage of contracts","Outstanding discounted balance","Percentage of outstanding discounted balance"]
["Etiquetas de fila","Sum of STRATIFCOUNT","Sum of STRATIFCOUNT2","Sum of STRATIFTOTALBALANCE","Sum of STRATIFTOTALBALANCE2","Min of SF_MINORIGTERM","Max of SF_MAXORIGTERM","Average of SF_WAORIGTERM"]
["Distribution by Original Term (Months)"]
[" < 1",0,0,0,0,0,0,0]
["1 - 12",0,0,0,0,0,0,0]
["13 - 24",0,0,0,0,0,0,0]
["25 - 36",310,5.6016335086102528E-3,206802.13,8.5659184495372512E-4,27,36,35.840000000000003]
["37 - 48",11034,0.19938201333550171,20862178.989999998,8.6412902956071777E-2,39,48,47.88]
["49 - 60",14405,0.26029526029526029,49506657.100000001,0.20506074450384257,49,60,59.85]
[">60",29592,0.53472109286062774,170848712.5,0.70766976069513188,61,108,85.95]
[" Total",55341,1,241424350.72,1,27,108,57.379999999999995]
[]
["Statistics",""]
["Minimum Original Term (Months)",27]
["Maximum Original Term (Months)",108]
["Weighted Average Original Term (Months)",77.265251535561418]
["",null,"","","","",""]
["","Total Portfolio"]
[""]
["Distribution by Seasoning (Months)","Number of \nContracts","Percentage of contracts","Outstanding discounted balance","Percentage of outstanding discounted balance"]
["Etiquetas de fila","Sum of STRATIFCOUNT","Sum of STRATIFCOUNT2","Sum of STRATIFTOTALBALANCE","Sum of STRATIFTOTALBALANCE2","Min of SF_MINSEASONING","Max of SF_MAXSEASONING","Average of SF_WASEASONING"]
["Distribution by Seasoning (Months)"]
[" < 1",0,0,0,0,0,0,0]
["1 - 12",0,0,0,0,0,0,0]
["13 - 24",0,0,0,0,0,0,0]
["25 - 36",3586,6.479825084476247E-2,21498219.559999999,8.9047436581628336E-2,30,36,34.47]
["37 - 48",18455,0.33347789161742653,85386964.129999995,0.35367999903634573,37,48,42.66]
["49 - 60",16208,0.29287508357275799,73223162.760000005,0.30329650899599198,49,60,54.22]
[">60",17092,0.30884877396505306,61316004.270000003,0.25397605538603396,61,95,70.33]
["Total",55341,1,241424350.72,1,30,95,50.42]
[]
["Statistics",""]
["Minimum Seasoning (Months)",30]
["Maximum Seasoning (Months)",95]
["Weighted Average Seasoning (Months)",52.464326590921686]

{"sheet":"Pool Data IV","index":23,"n_rows":47,"n_cols":5,"rows_kept":47,"cut":false,"hidden":false,"merged":[[22,1,23,4],[5,1,6,4],[4,0,4,1],[0,1,0,4],[1,1,1,4],[2,1,2,4]]}
[null,"Publication Date: 18.05.2026"]
[null,"Period: 04.2026 / Period no. 67"]
[null,"Index"]
[]
["",null,"","",""]
["","Total Portfolio"]
[""]
["Distribution by Brand","Number of \nContracts","Percentage of contracts","Outstanding discounted balance","Percentage of outstanding discounted balance"]
["Etiquetas de fila","Sum of STRATIFCOUNT","Sum of STRATIFCOUNT2","Sum of STRATIFTOTALBALANCE","Sum of STRATIFTOTALBALANCE2"]
["Distribution by Brand"]
["SE",26244,0.47422345096763702,117783567.18000001,0.48786945819149552]
["SK",7983,0.14425109773946984,33695767,0.13957070568693294]
["VW",14478,0.26161435463761046,58862853.75,0.24381489926121067]
["AU",6425,0.1160983719123254,30195700.27,0.1250731344205642]
["Non-VW Group Vehicles",211,3.8127247429573011E-3,886462.52,3.6718024397965746E-3]
["Total",55341,1,241424350.72000003,1]
[]
[]
[]
[]
[]
[]
["","Total Portfolio"]
[""]
["Distribution by geographic distribution","Number of \nContracts","Percentage of contracts","Outstanding discounted balance","Percentage of outstanding discounted balance"]
["Etiquetas de fila","Sum of STRATIFCOUNT","Sum of STRATIFCOUNT2","Sum of STRATIFTOTALBALANCE","Sum of STRATIFTOTALBALANCE2"]
["Distribution by geographic distribution"]
["Andalucía",11151,0.20149617824036428,48572203.479999997,0.20119015888473171]
["Aragón",1524,2.753835311974847E-2,6327098.2599999998,2.620737403302811E-2]
["Asturias, Principado de",672,1.2142895863826096E-2,2918074.31,1.208690963151573E-2]
["Canarias",4686,8.4675014907573051E-2,24825321.690000001,0.10282857390301942]
["Castilla y León",1797,3.2471404564427819E-2,7764753.0599999996,3.2162261332973126E-2]
["Castilla-La Mancha",2086,3.7693572577293506E-2,8938021.9800000004,3.7022040044196583E-2]
["Catalunya (ca)",11311,0.20438734392222765,47585601.810000002,0.1971035716491954]
["Ceuta",57,1.0299777741638206E-3,255126.13,1.0567539241138565E-3]
["Extremadura",698,1.2612710287128891E-2,2932196.62,1.214540542930035E-2]
["Galicia (gl)",2785,5.0324352649934047E-2,12795936.279999999,5.3001846093149549E-2]
["Illes Balears (ca)",1606,2.9020075531703438E-2,6930226.4900000002,2.8705581973533244E-2]
["La Rioja",149,2.6923980412352504E-3,597360.27,2.474316564250839E-3]
["Madrid, Comunidad de",5634,0.10180517157261343,22166080.41,9.1813772487713358E-2]
["Melilla",55,9.9383820314052863E-4,305402.38,1.2650023872455211E-3]
["Murcia, Región de",2052,3.7079199869897543E-2,10023408.77,4.1517803569139484E-2]
["Navarra, Comunidad Foral de",367,6.6316112827740732E-3,1422997.96,5.8941774338677607E-3]
["País Vasco",1578,2.8514121537377351E-2,6868305.3799999999,2.8449099519235105E-2]
["Valenciana, Comunidad",6351,0.1147612077844636,26887393.530000001,0.11136984918801152]
["Cantabria",782,1.4130572270107155E-2,3308841.91,1.3705501951779256E-2]
["Total ",55341,1,241424350.72000003,1]

{"sheet":"Pool Data V","index":24,"n_rows":71,"n_cols":6,"rows_kept":71,"cut":false,"hidden":false,"merged":[[7,0,7,1],[0,3,0,5],[1,3,1,5],[5,2,6,5],[2,3,2,5],[0,0,0,2],[1,0,1,2],[2,0,2,2]]}
[null,null,null,"Publication Date: 18.05.2026"]
[null,null,null,"Period: 04.2026 / Period no. 67"]
[null,null,null,"Index"]
[]
[]
[null,"","Total Portfolio"]
[null,""]
["Distribution by Brand and Model",null,"Number of \nContracts","Percentage of contracts","Outstanding discounted balance","Percentage of outstanding discounted balance"]
["Etiquetas de fila","StratifRange2","Sum of STRATIFCOUNT","Sum of STRATIFCOUNT2","Sum of STRATIFTOTALBALANCE","Sum of STRATIFTOTALBALANCE2"]
["Distribution by Brand and Model"]
["SE","ALHAMBRA",344,6.216006216006216E-3,1516355.52,6.2808723124977723E-3]
[null,"ALTEA",9,1.626280696048138E-4,41364.720000000001,1.7133615510050233E-4]
[null,"ARONA",6607,0.11938707287544496,28751102.559999999,0.11908948900247866]
[null,"ATECA",4668,8.4349758768363425E-2,24309500.219999999,0.10069199791778151]
[null,"IBIZA",6015,0.10868975985255055,22741876.440000001,9.4198768153158044E-2]
[null,"MII",58,1.0480475596754666E-3,153940.29,6.3763365021342604E-4]
[null,"TARRACO",806,1.4564247122386657E-2,4736245.1399999997,1.9617926385118532E-2]
[null,"TOLEDO",35,6.3244249290760914E-4,46221.48,1.914532641887765E-4]
[null,"AROSA",10,1.8069785511645977E-4,39039.86,1.6170638911763204E-4]
[null,"OTHER SEAT",2416,4.3656601796136681E-2,12765466.470000001,5.2875637573134356E-2]
[null,"CUPRA LEON",5276,9.5336188359444171E-2,22682454.48,9.3952637388706212E-2]
["Total SE",null,26244,0.47422345096763702,117783567.18000001,0.48786945819149546]
["SK","CITIGO",50,9.0348927558229878E-4,179827.42,7.448603235908082E-4]
[null,"FABIA",1704,3.0790914511844743E-2,5251539.6100000003,2.1752319491958161E-2]
[null,"KAMIQ",1929,3.4856616251965088E-2,7989520.7400000002,3.3093267999573552E-2]
[null,"KAROQ",1777,3.2110008854194898E-2,7902558.5800000001,3.2733063406537879E-2]
[null,"KODIAQ",565,1.0209428814079977E-2,3275819.59,1.3568720720302322E-2]
[null,"OCTAVIA",653,1.1799569939104823E-2,3061124.05,1.2679433706131163E-2]
[null,"RAPID",56,1.0119079886521747E-3,101136.84,4.1891731177231921E-4]
[null,"SCALA",787,1.4220921197665383E-2,3278267.14,1.357885867860148E-2]
[null,"SUPERB",119,2.1503044758858711E-3,776994.41,3.2183763057983543E-3]
[null,"YETI",1,1.8069785511645976E-5,1074.5999999999999,4.4510837320064005E-6]
[null,"OTHER SKOD",341,6.1617968594712778E-3,1874422.36,7.7640153298948866E-3]
[null,"SPACEBACK",1,1.8069785511645976E-5,3481.66,1.4421329039993861E-5]
["Total SK",null,7983,0.14425109773946984,33695767,0.13957070568693292]
["VW","AMAROK",43,7.77000777000777E-4,172949.53,7.1637152376805599E-4]
[null,"ARTEON",220,3.9753528125621145E-3,950349.61,3.9364281488829585E-3]
[null,"CADDY",503,9.0891021123579267E-3,2182008.17,9.0380616681482E-3]
[null,"GOLF",1133,2.0473066984694893E-2,4171533.31,1.7278842409886294E-2]
[null,"PASSAT",149,2.6923980412352504E-3,532040.11,2.2037549584923654E-3]
[null,"POLO",1523,2.7520283334236822E-2,4860075.57,2.0130842458541538E-2]
[null,"SCIROCCO",1,1.8069785511645976E-5,3079.44,1.2755299914098074E-5]
[null,"SHARAN",20,3.6139571023291955E-4,41159.26,1.7048512247107926E-4]
[null,"T-CROSS",2523,4.5590068845882799E-2,8929361.2599999998,3.6986166612315442E-2]
[null,"TIGUAN",1645,2.9724797166657633E-2,7232633.4699999997,2.9958177161624792E-2]
[null,"TOUAREG",5,9.0348927558229887E-5,32604.27,1.3504963315740212E-4]
[null,"TOURAN",207,3.7404456009107172E-3,778188.91,3.2233240254315961E-3]
[null,"T-ROC",3150,5.6919824361684829E-2,12819265.800000001,5.3098478930435532E-2]
[null,"UP",3,5.4209356534937928E-5,17828.84,7.3848557309273208E-5]
[null,"NEW BEETLE",4,7.2279142046583904E-5,2669.66,1.1057956631293697E-5]
[null,"CRAFTER/LT",334,6.0353083608897561E-3,2052124.06,8.500070742159806E-3]
[null,"OTHER VW",2069,3.7386386223595525E-2,8630681.7400000002,3.5749010877571839E-2]
[null,"T4/T5",946,1.7094017094017096E-2,5454300.7400000002,2.2592173174469082E-2]
["Total VW",null,14478,0.26161435463761046,58862853.75,0.24381489926121064]
["AU","A1",1175,2.1231997976184021E-2,4786612.17,1.9826550866658157E-2]
[null,"A3",1253,2.2641441246092409E-2,5614845.9299999997,2.3257164876926622E-2]
[null,"A4",329,5.9449594333315266E-3,1764989.29,7.310734334528687E-3]
[null,"A5",141,2.5478397571420826E-3,844454.85,3.4978031316293553E-3]
[null,"A6",71,1.2829547713268644E-3,523390.49,2.1679275037463789E-3]
[null,"A7",11,1.9876764062810574E-4,92033.05,3.8120864662379646E-4]
[null,"A8",9,1.626280696048138E-4,64777.55,2.6831406942511748E-4]
[null,"Q2",986,1.7816808514482932E-2,4167705.21,1.7262986097179713E-2]
[null,"Q3",827,1.4943712618131223E-2,4009036.84,1.6605768341278939E-2]
[null,"Q5",450,8.1314034802406898E-3,2428849.14,1.0060497761540794E-2]
[null,"Q7",52,9.3962884660559083E-4,492547.08,2.0401715010564445E-3]
[null,"TT",12,2.1683742613975171E-4,120328.22,4.9840962455172826E-4]
[null,"OTHER AUDI",1109,2.0039392132415387E-2,5286130.45,2.1895597665418459E-2]
["Total AU",null,6425,0.1160983719123254,30195700.27,0.1250731344205642]
["Non-VW Group Vehicles","OTHER",211,3.8127247429573011E-3,886462.52,3.6718024397965742E-3]
["Total Non-VW Group Vehicles",null,211,3.8127247429573011E-3,886462.52,3.6718024397965742E-3]
["Total Distribution by Brand and Model",null,55341,1,241424350.72000006,1]

{"sheet":"Pool Data VI","index":25,"n_rows":35,"n_cols":5,"rows_kept":35,"cut":false,"hidden":false,"merged":[[27,1,28,4],[4,0,4,1],[5,1,6,4],[0,1,0,4],[1,1,1,4],[2,1,2,4],[16,1,17,4]]}
[null,"Publication Date: 18.05.2026"]
[null,"Period: 04.2026 / Period no. 67"]
[null,"Index"]
[]
["",null,"","",""]
["","Total Portfolio"]
["CS"]
["Contract Type","Number of \nContracts","Percentage of contracts","Outstanding discounted balance","Percentage of outstanding discounted balance"]
["Etiquetas de fila","Sum of STRATIFCOUNT","Sum of STRATIFCOUNT2","Sum of STRATIFTOTALBALANCE","Sum of STRATIFTOTALBALANCE2"]
["Contract Type"]
["Classic Credit",44622,0.80630996910066677,212193801.28,0.8789246016285196]
["Auto Credit ",10719,0.19369003089933323,29230549.440000001,0.1210753983714804]
["Total",55341,1,241424350.72,1]
[]
[]
[]
["","Total Portfolio"]
[""]
["Type of Car","Number of \nContracts","Percentage of contracts","Outstanding discounted balance","Percentage of outstanding discounted balance"]
["Etiquetas de fila","Sum of STRATIFCOUNT","Sum of STRATIFCOUNT2","Sum of STRATIFTOTALBALANCE","Sum of STRATIFTOTALBALANCE2"]
["Type of Car"]
["New",39202,0.70837173162754563,168856346.77000001,0.6994172139903021]
["Used",16139,0.29162826837245442,72568003.950000003,0.30058278600969779]
["Total",55341,1,241424350.72000003,1]
[]
[]
[]
["","Total Portfolio"]
[""]
["Customer Type","Number of \nContracts","Percentage of contracts","Outstanding discounted balance","Percentage of outstanding discounted balance"]
["Etiquetas de fila","Sum of STRATIFCOUNT","Sum of STRATIFCOUNT2","Sum of STRATIFTOTALBALANCE","Sum of STRATIFTOTALBALANCE2"]
["Customer Type"]
["Company",6880,0.12432012432012432,33076130.420000002,0.13700411876994609]
["Private",48461,0.87567987567987571,208348220.30000001,0.86299588123005389]
["Total",55341,1,241424350.72000003,1]

{"sheet":"Pool Data VII","index":26,"n_rows":37,"n_cols":8,"rows_kept":37,"cut":false,"hidden":false,"merged":[[0,1,0,6],[1,1,1,6],[2,1,2,6],[4,1,5,4]]}
[null,"Publication Date: 18.05.2026"]
[null,"Period: 04.2026 / Period no. 67"]
[null,"Index"]
[]
["","Total Portfolio"]
["CS"]
["Interest rate paid by the receivable debtor","Number of \nContracts","Percentage of contracts","Outstanding discounted balance","Percentage of outstanding discounted balance"]
["Etiquetas de fila","Sum of STRATIFCOUNT","Sum of STRATIFCOUNT2","Sum of STRATIFTOTALBALANCE","Sum of STRATIFTOTALBALANCE2","Max of STRATIFMAXVALUE2","Min of STRATIFMINVALUE2","Average of SF_WAAPR"]
["Interest Rate Paid by Obligor"]
["< 0.10%",0,0,0,0,0,0,0]
["0,10 % - 0,49 %",0,0,0,0,0,0,0]
["0,50 % - 0,99%",1,1.8069785511645976E-5,3113.04,1.289447394480291E-5,0.95,0.95,0.95]
["1,00 % - 1,49 %",0,0,0,0,0,0,0]
["1,50 % - 1,99 %",0,0,0,0,0,0,0]
["2,00 % - 2,49 %",0,0,0,0,0,0,0]
["2,50 % - 2,99 %",0,0,0,0,0,0,0]
["3,00 % - 3,49 %",0,0,0,0,0,0,0]
["3,50 % - 3,99 %",101,1.8250483366762436E-3,519354.41,2.1512097203580708E-3,3.9,3.56,3.6999]
["4,00 % - 4,49 %",51,9.2155906109394486E-4,260327.53,1.0782985611170748E-3,4.49,4.0599999999999996,4.4270990000000001]
["4,50 % - 4,99 %",100,1.8069785511645976E-3,487557.62,2.0195047373885717E-3,4.99,4.5199999999999996,4.7300069999999996]
["5,00 % - 5,49 %",141,2.5478397571420826E-3,598058.26,2.47720769763452E-3,5.47,5.01,5.20716]
["5,50 % - 5,99 %",200,3.6139571023291951E-3,1378593.06,5.7102485970807046E-3,5.99,5.5,5.8513760000000001]
["6,00 % - 6,49 %",249,4.4993765923998482E-3,1539410.93,6.3763697630707661E-3,6.49,6,6.190455]
["6,50 % - 6,99 %",342,6.1798666449829238E-3,1569795.23,6.5022240934619838E-3,6.99,6.53,6.8506520000000002]
["7,00 % - 7,49 %",914,1.6515783957644421E-2,4728892.16,1.95874697224908E-2,7.49,7,7.2460370000000003]
["7,50 % - 7,99 %",727,1.3136734066966626E-2,3249991.86,1.3461740086729226E-2,7.99,7.5,7.7401669999999996]
["8,00 % - 8,49 %",1101,1.9894833848322219E-2,5616875.1799999997,2.3265570201385193E-2,8.49,8,8.2353950000000005]
["8,50 % - 8,99 %",2690,4.8607723026327675E-2,12238972.85,5.0694856643498071E-2,8.99,8.5,8.7166440000000005]
["9,00 % - 9,49 %",7604,0.13740264903055602,41323549.399999999,0.17116562300679591,9.49,9,9.2185009999999998]
["9,50 % - 9,99 %",10038,0.1813845069659023,41667168.57,0.17258892255787775,9.99,9.5,9.7687679999999997]
[" >= 10.0 %",31082,0.5616450732729803,126242690.62,0.5229078601371665,12.36,10,10.478121]
["Total",55341,1,241424350.72,1,12.36,0,6.620685466666667]
[]
["Statistics",""]
["Minimum interest rate debtor",0]
["Maximum interest rate debtor",0.12359999999999999]
["Weighted Average Interest rate debtor",9.775207915910808E-2]

{"sheet":"Pool Data VIII","index":27,"n_rows":33,"n_cols":8,"rows_kept":33,"cut":false,"hidden":false,"merged":[[5,1,6,4],[0,1,0,6],[1,1,1,6],[2,1,2,6],[4,0,4,1]]}
[null,"Publication Date: 18.05.2026"]
[null,"Period: 04.2026 / Period no. 67"]
[null,"Index"]
[]
["",null,"","","","",""]
["","Total Portfolio"]
["CS"]
["Distribution by Down Payment","Number of \nContracts","Percentage of contracts","Outstanding discounted balance","Percentage of outstanding discounted balance"]
["Etiquetas de fila","Sum of STRATIFCOUNT","Sum of STRATIFCOUNT2","Sum of STRATIFTOTALBALANCE","Sum of STRATIFTOTALBALANCE2","Min of STRATIFMINVALUE2","Max of STRATIFMAXVALUE2","Average of AVERAGE DOWN PAYMENT (TOTAL)"]
["Distribution by Down Payment"]
["No Down Payment",2796,5.0523120290562148E-2,16032086.35,6.6406252319567191E-2,0,0,0]
["0.01 - 1,000.00",2932,5.2980611120146001E-2,13454008.59,5.5727637041897815E-2,0.01,1000,628.34410000000003]
["1,000.01 - 2,000.00",5072,9.1649952115068392E-2,22981760.52,9.5192388222072391E-2,1000.01,2000,1724.8372999999999]
["2,000.01 - 3,000.00",5923,0.10702733958547912,27173619.699999999,0.11255542209789567,2000.01,3000,2697.8935000000001]
["3,000.01 - 4,000.00",5017,9.0656113911927863E-2,23365663.809999999,9.6782547992017243E-2,3000.01,4000,3639.0277999999998]
["4,000.01 - 5,000.00",5231,9.4523048011420099E-2,23287456.129999999,9.6458605192681707E-2,4000.01,5000,4720.6723000000002]
["5,000.01 - 6,000.00",4273,7.7212193491263265E-2,18555401.73,7.6858037205701155E-2,5000.01,6000,5690.2885999999999]
["6,000.01 - 7,000.00",3175,5.7371568999475979E-2,13528874.35,5.6037737327046054E-2,6000.01,7000,6630.1207000000004]
["7,000.01 - 8,000.00",2859,5.1661516777795846E-2,12152433.42,5.0336403033736203E-2,7000.01,8000,7672.5603000000001]
["8,000.01 - 9,000.00",2146,3.8777759707992264E-2,8644060.3399999999,3.5804426165881004E-2,8000.01,9000,8600.0172999999995]
["9,000.01 - 10,000.00",3279,5.9250826692687157E-2,14115487.16,5.8467537006533829E-2,9000.01,10000,9810.3482000000004]
["10,000.01 - 11,000.00",1560,2.8188865398167725E-2,6191114.5599999996,2.5644118091386538E-2,10000.01,11000,10582.5038]
["11,000.01 - 12,000.00",1648,2.9779006523192569E-2,6592068.9000000004,2.7304904746934061E-2,11000.01,12000,11671.429700000001]
["12,000.01 - 13,000.00",1140,2.0599555483276414E-2,4138395.35,1.7141582187787028E-2,12000.01,13000,12581.797399999999]
["13,000.01 - 14,000.00",1050,1.8973274787228274E-2,3865358.4,1.6010640138297314E-2,13000.01,14000,13589.004300000001]
["14,000.01 - 15,000.00",1570,2.8369563253284182E-2,6444652.6799999997,2.6694294344295051E-2,14000.01,15000,14784.650799999999]
["> 15,000",5670,0.10245568385103269,20901908.73,8.6577466886269869E-2,15000.01,95800,21924.9192]
["Total",55341,1,241424350.71999997,1,0,95800,8055.7891352941169]
[]
["Statistics",""]
["Minimum Down Payment",0]
["Maximum Down Payment",95800]
["Average Down Payment",6703.19]