Volkswagen Bank GmbH at a glance
| in € million (as of December 31) | 2021 |
2020 | |
| Total assets |
67,253 | 66,942 | |
| Loans and receivables to |
|||
| Retail financing | 31,073 | 33,808 | |
| Dealer financing | 9,026 |
11,549 | |
| Leasing business | 2,928 |
2,814 | |
| Customer deposits | 26,489 |
28,694 | |
| Equity | 10,861 | 10,268 | |
| Operating profit | 1,137 |
804 |
|
| Profit before tax | 1,107 |
808 |
|
| Income tax expense | -328 | -160 | |
| Profit after tax | 779 |
648 |
|
| in % (as of December 31) | 2021 | 2020 | |
| Equity ratio | 16.1 | 15.3 | |
| Common Equity Tier 1 capital ratio1 | 19.0 |
18.1 | |
| Tier 1 capital ratio1 | 19.0 | 18.1 | |
| Total capital ratio1 | 19.0 | 18.1 | |
| Number (as of December 31) | 2021 | 2020 | |
| Employees | 1,906 | 1,931 |
1 Regulatory ratios in accordance with Article 92(1) of the CRR.
