Volkswagen Bank GmbH at a glance
| in € million (as of December 31) | 2020 |
2019 | |
| Total assets |
66,941 | 68,445 | |
| Loans and receivables to |
|||
| Retail financing | 33,808 | 35,307 | |
| Dealer financing | 11,549 |
13,588 | |
| Leasing business | 2,814 |
2,752 | |
| Customer deposits | 28,694 |
31,733 | |
| Equity | 10,313 | 10,027 | |
| Operating profit | 840 |
757 |
|
| Profit before tax | 844 |
785 |
|
| Income tax expense | -170 | -226 | |
| Profit after tax | 674 |
560 |
|
| in % (as of December 31) | 2020 | 2019 | |
| Equity ratio | 15.4 | 14.6 | |
| Common Equity Tier 1 capital ratio1 | 17.1 |
15.6 | |
| Tier 1 capital ratio1 | 17.1 | 15.6 | |
| Total capital ratio1 | 17.1 | 15.6 | |
| Number (as of December 31) | 2020 | 2019 | |
| Employees | 1,931 | 1,954 |
1 Regulatory ratios in accordance with Article 92(1) of the CRR.
