Volkswagen Bank GmbH at a glance
| in € million (as of December 31) | 2022 |
2021 | |
| Total assets |
61,225 | 67,253 | |
| Loans and receivables to |
|||
| Retail financing | 28,864 | 31,073 | |
| Dealer financing | 12,523 |
9,026 | |
| Leasing business | 3,054 | 2,928 | |
| Customer deposits | 26,226 |
26,489 | |
| Equity | 10,909 | 10,861 | |
| Operating profit | 761 |
1,137 |
|
| Profit before tax | 752 |
1,107 |
|
| Income tax expense | -290 | -328 | |
| Profit after tax | 462 |
779 |
|
| in % (as of December 31) | 2022 | 2021 | |
| Equity ratio | 17.8 | 16.1 | |
| Common Equity Tier 1 capital ratio1 | 16.9 |
19.0 | |
| Tier 1 capital ratio1 | 16.9 | 19.0 | |
| Total capital ratio1 | 16.9 | 19.0 | |
| Number (as of December 31) | 2022 | 2021 | |
| Employees | 1,506 | 1,906 |
1 Regulatory ratios in accordance with Article 92(1) of the CRR.
