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Key Data of Volkswagen Financial Services AG

Volkswagen Financial Services AG at a glance

€ million (as of Dec. 31) 2020 2019
Total assets 117,854 112,444
Loans to and receivables from customers attributable to
   
   Retail financing 21,006 20,712
   Dealer financing 4,272
5,413
   Leasing business 39,984
39,951
Lease assets 27,311
22,776
Equity 12,760
12,029
Operating profit 1,223 1,223
Profit before tax 1,038 1,264
     
in percent (as of Dec. 31) 2020 2019
Cost/income ratio1 57 54
Equity ratio2
10.8 10.7
Return on Equity3 8.4
12.6
     
Number (as of Dec. 31) 2020 2019
Employees 10,880 10,773
   Germany 5,789 5,763
   International 5,091 5,010

1 General and administrative expenses, adjusted for expenses passed on to other entities in the Volkswagen Group / interest income from lending transactions and marketable securities, net income from leasing transaction, interest expenses, net income from service contracts, net income from insurance business, provision for credit risks and net fee and commission income.

2 Equity / total assets

3 Profit before tax / average equity.  

More Information about Volkswagen Financial Services AG

Control and Profit and Loss Transfer Agreement

Control and Profit and Loss
Transfer Agreement