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Key Data of Volkswagen Financial Services AG

Volkswagen Financial Services AG at a glance

€ million (as of Dec. 31) 2021 2020
Total assets 124,590 117,834
Loans to and receivables from customers attributable to
   
   Retail financing 22,903 21,006
   Dealer financing 3,868
4,272
   Leasing business 40,901
40,803
Lease assets 32,066
26,510
Equity 14,433
12,755
Operating profit 2,987 1,210
Profit before tax 3,005 1,024
     
in percent (as of Dec. 31) 2021 2020
Cost/income ratio1 41
57
Equity ratio2
11.6 10.8
Return on Equity3 22.1
8.3
     
Number (as of Dec. 31) 2021 2020
Employees 11,021 10,880
   Germany 5,901 5,789
   International 5,120 5,091

1 General and administrative expenses, adjusted for expenses passed on to other entities in the Volkswagen Group / interest income from lending transactions and marketable securities, net income from leasing transaction, interest expenses, net income from service contracts, net income from insurance business, provision for credit risks and net fee and commission income.

2 Equity / total assets

3 Profit before tax / average equity.  

More Information about Volkswagen Financial Services AG

Control and Profit and Loss Transfer Agreement

Control and Profit and Loss
Transfer Agreement